LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,978
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$77,311
−HK$2,369/mo
Today · 4.125%
HK$79,680
baseline
▲ 0.50% · 4.625%
HK$84,529
+HK$4,849/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$159,360/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,397,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,413
−HK$4,506/mo
▼ 0.25% · 3.875%
HK$85,650
−HK$2,269/mo
Today · 4.125%
HK$87,919
baseline
▲ 0.50% · 4.625%
HK$92,554
+HK$4,635/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$175,838/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,397,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,974
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$92,773
−HK$2,843/mo
Today · 4.125%
HK$95,616
baseline
▲ 0.50% · 4.625%
HK$101,434
+HK$5,818/mo
Deposit HK$13.15M · loan HK$19.73M · min. income ≈ HK$191,232/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,095
−HK$5,408/mo
▼ 0.25% · 3.875%
HK$102,780
−HK$2,723/mo
Today · 4.125%
HK$105,503
baseline
▲ 0.50% · 4.625%
HK$111,064
+HK$5,561/mo
Deposit HK$13.15M · loan HK$19.73M · min. income ≈ HK$211,006/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,970
−HK$6,582/mo
▼ 0.25% · 3.875%
HK$108,235
−HK$3,317/mo
Today · 4.125%
HK$111,552
baseline
▲ 0.50% · 4.625%
HK$118,340
+HK$6,788/mo
Deposit HK$9.86M · loan HK$23.02M · min. income ≈ HK$223,104/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,778
−HK$6,309/mo
▼ 0.25% · 3.875%
HK$119,910
−HK$3,177/mo
Today · 4.125%
HK$123,087
baseline
▲ 0.50% · 4.625%
HK$129,575
+HK$6,488/mo
Deposit HK$9.86M · loan HK$23.02M · min. income ≈ HK$246,174/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,961
−HK$8,463/mo
▼ 0.25% · 3.875%
HK$139,159
−HK$4,265/mo
Today · 4.125%
HK$143,424
baseline
▲ 0.50% · 4.625%
HK$152,151
+HK$8,727/mo
Deposit HK$3.29M · loan HK$29.59M · min. income ≈ HK$286,848/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,397,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,143
−HK$8,112/mo
▼ 0.25% · 3.875%
HK$154,170
−HK$4,085/mo
Today · 4.125%
HK$158,255
baseline
▲ 0.50% · 4.625%
HK$166,596
+HK$8,341/mo
Deposit HK$3.29M · loan HK$29.59M · min. income ≈ HK$316,510/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,397,467 · Scale 2, in force from 26 Feb 2026)