LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,981
−HK$4,701/mo
▼ 0.25% · 3.875%
HK$77,313
−HK$2,369/mo
Today · 4.125%
HK$79,682
baseline
▲ 0.50% · 4.625%
HK$84,531
+HK$4,849/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$159,364/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,397,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,415
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$85,652
−HK$2,270/mo
Today · 4.125%
HK$87,922
baseline
▲ 0.50% · 4.625%
HK$92,556
+HK$4,634/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$175,844/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,397,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,977
−HK$5,642/mo
▼ 0.25% · 3.875%
HK$92,775
−HK$2,844/mo
Today · 4.125%
HK$95,619
baseline
▲ 0.50% · 4.625%
HK$101,437
+HK$5,818/mo
Deposit HK$13.15M · loan HK$19.73M · min. income ≈ HK$191,238/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,098
−HK$5,408/mo
▼ 0.25% · 3.875%
HK$102,783
−HK$2,723/mo
Today · 4.125%
HK$105,506
baseline
▲ 0.50% · 4.625%
HK$111,067
+HK$5,561/mo
Deposit HK$13.15M · loan HK$19.73M · min. income ≈ HK$211,012/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,973
−HK$6,582/mo
▼ 0.25% · 3.875%
HK$108,238
−HK$3,317/mo
Today · 4.125%
HK$111,555
baseline
▲ 0.50% · 4.625%
HK$118,343
+HK$6,788/mo
Deposit HK$9.86M · loan HK$23.02M · min. income ≈ HK$223,110/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,781
−HK$6,309/mo
▼ 0.25% · 3.875%
HK$119,913
−HK$3,177/mo
Today · 4.125%
HK$123,090
baseline
▲ 0.50% · 4.625%
HK$129,579
+HK$6,489/mo
Deposit HK$9.86M · loan HK$23.02M · min. income ≈ HK$246,180/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,965
−HK$8,463/mo
▼ 0.25% · 3.875%
HK$139,163
−HK$4,265/mo
Today · 4.125%
HK$143,428
baseline
▲ 0.50% · 4.625%
HK$152,156
+HK$8,728/mo
Deposit HK$3.29M · loan HK$29.59M · min. income ≈ HK$286,856/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,397,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,147
−HK$8,112/mo
▼ 0.25% · 3.875%
HK$154,174
−HK$4,085/mo
Today · 4.125%
HK$158,259
baseline
▲ 0.50% · 4.625%
HK$166,601
+HK$8,342/mo
Deposit HK$3.29M · loan HK$29.59M · min. income ≈ HK$316,518/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,397,506 · Scale 2, in force from 26 Feb 2026)