LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,981
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$77,314
−HK$2,369/mo
Today · 4.125%
HK$79,683
baseline
▲ 0.50% · 4.625%
HK$84,532
+HK$4,849/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$159,366/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,397,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,416
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$85,653
−HK$2,270/mo
Today · 4.125%
HK$87,923
baseline
▲ 0.50% · 4.625%
HK$92,557
+HK$4,634/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$175,846/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,397,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,977
−HK$5,643/mo
▼ 0.25% · 3.875%
HK$92,776
−HK$2,844/mo
Today · 4.125%
HK$95,620
baseline
▲ 0.50% · 4.625%
HK$101,438
+HK$5,818/mo
Deposit HK$13.15M · loan HK$19.73M · min. income ≈ HK$191,240/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,099
−HK$5,408/mo
▼ 0.25% · 3.875%
HK$102,784
−HK$2,723/mo
Today · 4.125%
HK$105,507
baseline
▲ 0.50% · 4.625%
HK$111,068
+HK$5,561/mo
Deposit HK$13.15M · loan HK$19.73M · min. income ≈ HK$211,014/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,974
−HK$6,582/mo
▼ 0.25% · 3.875%
HK$108,239
−HK$3,317/mo
Today · 4.125%
HK$111,556
baseline
▲ 0.50% · 4.625%
HK$118,344
+HK$6,788/mo
Deposit HK$9.86M · loan HK$23.02M · min. income ≈ HK$223,112/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,782
−HK$6,310/mo
▼ 0.25% · 3.875%
HK$119,914
−HK$3,178/mo
Today · 4.125%
HK$123,092
baseline
▲ 0.50% · 4.625%
HK$129,580
+HK$6,488/mo
Deposit HK$9.86M · loan HK$23.02M · min. income ≈ HK$246,184/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,966
−HK$8,464/mo
▼ 0.25% · 3.875%
HK$139,164
−HK$4,266/mo
Today · 4.125%
HK$143,430
baseline
▲ 0.50% · 4.625%
HK$152,157
+HK$8,727/mo
Deposit HK$3.29M · loan HK$29.59M · min. income ≈ HK$286,860/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,397,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,148
−HK$8,113/mo
▼ 0.25% · 3.875%
HK$154,175
−HK$4,086/mo
Today · 4.125%
HK$158,261
baseline
▲ 0.50% · 4.625%
HK$166,603
+HK$8,342/mo
Deposit HK$3.29M · loan HK$29.59M · min. income ≈ HK$316,522/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,397,519 · Scale 2, in force from 26 Feb 2026)