LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,988
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$77,320
−HK$2,370/mo
Today · 4.125%
HK$79,690
baseline
▲ 0.50% · 4.625%
HK$84,539
+HK$4,849/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$159,380/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,397,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,423
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$85,660
−HK$2,270/mo
Today · 4.125%
HK$87,930
baseline
▲ 0.50% · 4.625%
HK$92,565
+HK$4,635/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$175,860/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,397,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,985
−HK$5,643/mo
▼ 0.25% · 3.875%
HK$92,784
−HK$2,844/mo
Today · 4.125%
HK$95,628
baseline
▲ 0.50% · 4.625%
HK$101,447
+HK$5,819/mo
Deposit HK$13.15M · loan HK$19.73M · min. income ≈ HK$191,256/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,107
−HK$5,409/mo
▼ 0.25% · 3.875%
HK$102,792
−HK$2,724/mo
Today · 4.125%
HK$105,516
baseline
▲ 0.50% · 4.625%
HK$111,078
+HK$5,562/mo
Deposit HK$13.15M · loan HK$19.73M · min. income ≈ HK$211,032/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,983
−HK$6,583/mo
▼ 0.25% · 3.875%
HK$108,248
−HK$3,318/mo
Today · 4.125%
HK$111,566
baseline
▲ 0.50% · 4.625%
HK$118,354
+HK$6,788/mo
Deposit HK$9.87M · loan HK$23.02M · min. income ≈ HK$223,132/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,792
−HK$6,310/mo
▼ 0.25% · 3.875%
HK$119,924
−HK$3,178/mo
Today · 4.125%
HK$123,102
baseline
▲ 0.50% · 4.625%
HK$129,591
+HK$6,489/mo
Deposit HK$9.87M · loan HK$23.02M · min. income ≈ HK$246,204/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,978
−HK$8,464/mo
▼ 0.25% · 3.875%
HK$139,176
−HK$4,266/mo
Today · 4.125%
HK$143,442
baseline
▲ 0.50% · 4.625%
HK$152,170
+HK$8,728/mo
Deposit HK$3.29M · loan HK$29.60M · min. income ≈ HK$286,884/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,397,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,161
−HK$8,113/mo
▼ 0.25% · 3.875%
HK$154,188
−HK$4,086/mo
Today · 4.125%
HK$158,274
baseline
▲ 0.50% · 4.625%
HK$166,617
+HK$8,343/mo
Deposit HK$3.29M · loan HK$29.60M · min. income ≈ HK$316,548/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,397,637 · Scale 2, in force from 26 Feb 2026)