LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,989
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$77,322
−HK$2,370/mo
Today · 4.125%
HK$79,692
baseline
▲ 0.50% · 4.625%
HK$84,541
+HK$4,849/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$159,384/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,397,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,425
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$85,662
−HK$2,270/mo
Today · 4.125%
HK$87,932
baseline
▲ 0.50% · 4.625%
HK$92,567
+HK$4,635/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$175,864/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,397,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,987
−HK$5,643/mo
▼ 0.25% · 3.875%
HK$92,787
−HK$2,843/mo
Today · 4.125%
HK$95,630
baseline
▲ 0.50% · 4.625%
HK$101,449
+HK$5,819/mo
Deposit HK$13.15M · loan HK$19.73M · min. income ≈ HK$191,260/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,110
−HK$5,409/mo
▼ 0.25% · 3.875%
HK$102,795
−HK$2,724/mo
Today · 4.125%
HK$105,519
baseline
▲ 0.50% · 4.625%
HK$111,081
+HK$5,562/mo
Deposit HK$13.15M · loan HK$19.73M · min. income ≈ HK$211,038/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,985
−HK$6,584/mo
▼ 0.25% · 3.875%
HK$108,251
−HK$3,318/mo
Today · 4.125%
HK$111,569
baseline
▲ 0.50% · 4.625%
HK$118,357
+HK$6,788/mo
Deposit HK$9.87M · loan HK$23.02M · min. income ≈ HK$223,138/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,795
−HK$6,310/mo
▼ 0.25% · 3.875%
HK$119,927
−HK$3,178/mo
Today · 4.125%
HK$123,105
baseline
▲ 0.50% · 4.625%
HK$129,594
+HK$6,489/mo
Deposit HK$9.87M · loan HK$23.02M · min. income ≈ HK$246,210/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,981
−HK$8,465/mo
▼ 0.25% · 3.875%
HK$139,180
−HK$4,266/mo
Today · 4.125%
HK$143,446
baseline
▲ 0.50% · 4.625%
HK$152,174
+HK$8,728/mo
Deposit HK$3.29M · loan HK$29.60M · min. income ≈ HK$286,892/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,397,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,165
−HK$8,113/mo
▼ 0.25% · 3.875%
HK$154,192
−HK$4,086/mo
Today · 4.125%
HK$158,278
baseline
▲ 0.50% · 4.625%
HK$166,621
+HK$8,343/mo
Deposit HK$3.29M · loan HK$29.60M · min. income ≈ HK$316,556/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,397,674 · Scale 2, in force from 26 Feb 2026)