LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,991
−HK$4,702/mo
▼ 0.25% · 3.875%
HK$77,323
−HK$2,370/mo
Today · 4.125%
HK$79,693
baseline
▲ 0.50% · 4.625%
HK$84,542
+HK$4,849/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$159,386/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,397,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,426
−HK$4,508/mo
▼ 0.25% · 3.875%
HK$85,664
−HK$2,270/mo
Today · 4.125%
HK$87,934
baseline
▲ 0.50% · 4.625%
HK$92,569
+HK$4,635/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$175,868/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,397,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,989
−HK$5,643/mo
▼ 0.25% · 3.875%
HK$92,788
−HK$2,844/mo
Today · 4.125%
HK$95,632
baseline
▲ 0.50% · 4.625%
HK$101,451
+HK$5,819/mo
Deposit HK$13.15M · loan HK$19.73M · min. income ≈ HK$191,264/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,112
−HK$5,408/mo
▼ 0.25% · 3.875%
HK$102,797
−HK$2,723/mo
Today · 4.125%
HK$105,520
baseline
▲ 0.50% · 4.625%
HK$111,082
+HK$5,562/mo
Deposit HK$13.15M · loan HK$19.73M · min. income ≈ HK$211,040/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,987
−HK$6,583/mo
▼ 0.25% · 3.875%
HK$108,253
−HK$3,317/mo
Today · 4.125%
HK$111,570
baseline
▲ 0.50% · 4.625%
HK$118,359
+HK$6,789/mo
Deposit HK$9.87M · loan HK$23.02M · min. income ≈ HK$223,140/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,797
−HK$6,310/mo
▼ 0.25% · 3.875%
HK$119,929
−HK$3,178/mo
Today · 4.125%
HK$123,107
baseline
▲ 0.50% · 4.625%
HK$129,596
+HK$6,489/mo
Deposit HK$9.87M · loan HK$23.02M · min. income ≈ HK$246,214/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,983
−HK$8,465/mo
▼ 0.25% · 3.875%
HK$139,182
−HK$4,266/mo
Today · 4.125%
HK$143,448
baseline
▲ 0.50% · 4.625%
HK$152,176
+HK$8,728/mo
Deposit HK$3.29M · loan HK$29.60M · min. income ≈ HK$286,896/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,397,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,167
−HK$8,113/mo
▼ 0.25% · 3.875%
HK$154,195
−HK$4,085/mo
Today · 4.125%
HK$158,280
baseline
▲ 0.50% · 4.625%
HK$166,624
+HK$8,344/mo
Deposit HK$3.29M · loan HK$29.60M · min. income ≈ HK$316,560/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,397,695 · Scale 2, in force from 26 Feb 2026)