LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,991
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$77,324
−HK$2,370/mo
Today · 4.125%
HK$79,694
baseline
▲ 0.50% · 4.625%
HK$84,543
+HK$4,849/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$159,388/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,397,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,427
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$85,664
−HK$2,270/mo
Today · 4.125%
HK$87,934
baseline
▲ 0.50% · 4.625%
HK$92,569
+HK$4,635/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$175,868/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,397,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,989
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$92,789
−HK$2,844/mo
Today · 4.125%
HK$95,633
baseline
▲ 0.50% · 4.625%
HK$101,452
+HK$5,819/mo
Deposit HK$13.15M · loan HK$19.73M · min. income ≈ HK$191,266/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,112
−HK$5,409/mo
▼ 0.25% · 3.875%
HK$102,797
−HK$2,724/mo
Today · 4.125%
HK$105,521
baseline
▲ 0.50% · 4.625%
HK$111,083
+HK$5,562/mo
Deposit HK$13.15M · loan HK$19.73M · min. income ≈ HK$211,042/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,988
−HK$6,583/mo
▼ 0.25% · 3.875%
HK$108,253
−HK$3,318/mo
Today · 4.125%
HK$111,571
baseline
▲ 0.50% · 4.625%
HK$118,360
+HK$6,789/mo
Deposit HK$9.87M · loan HK$23.02M · min. income ≈ HK$223,142/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,798
−HK$6,310/mo
▼ 0.25% · 3.875%
HK$119,930
−HK$3,178/mo
Today · 4.125%
HK$123,108
baseline
▲ 0.50% · 4.625%
HK$129,597
+HK$6,489/mo
Deposit HK$9.87M · loan HK$23.02M · min. income ≈ HK$246,216/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,984
−HK$8,465/mo
▼ 0.25% · 3.875%
HK$139,183
−HK$4,266/mo
Today · 4.125%
HK$143,449
baseline
▲ 0.50% · 4.625%
HK$152,177
+HK$8,728/mo
Deposit HK$3.29M · loan HK$29.60M · min. income ≈ HK$286,898/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,397,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,169
−HK$8,113/mo
▼ 0.25% · 3.875%
HK$154,196
−HK$4,086/mo
Today · 4.125%
HK$158,282
baseline
▲ 0.50% · 4.625%
HK$166,625
+HK$8,343/mo
Deposit HK$3.29M · loan HK$29.60M · min. income ≈ HK$316,564/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,397,706 · Scale 2, in force from 26 Feb 2026)