LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,995
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$77,328
−HK$2,370/mo
Today · 4.125%
HK$79,698
baseline
▲ 0.50% · 4.625%
HK$84,548
+HK$4,850/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$159,396/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,397,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,432
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$85,669
−HK$2,270/mo
Today · 4.125%
HK$87,939
baseline
▲ 0.50% · 4.625%
HK$92,575
+HK$4,636/mo
Deposit HK$16.44M · loan HK$16.44M · min. income ≈ HK$175,878/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,397,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,995
−HK$5,643/mo
▼ 0.25% · 3.875%
HK$92,794
−HK$2,844/mo
Today · 4.125%
HK$95,638
baseline
▲ 0.50% · 4.625%
HK$101,457
+HK$5,819/mo
Deposit HK$13.16M · loan HK$19.73M · min. income ≈ HK$191,276/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,118
−HK$5,409/mo
▼ 0.25% · 3.875%
HK$102,803
−HK$2,724/mo
Today · 4.125%
HK$105,527
baseline
▲ 0.50% · 4.625%
HK$111,090
+HK$5,563/mo
Deposit HK$13.16M · loan HK$19.73M · min. income ≈ HK$211,054/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,994
−HK$6,584/mo
▼ 0.25% · 3.875%
HK$108,260
−HK$3,318/mo
Today · 4.125%
HK$111,578
baseline
▲ 0.50% · 4.625%
HK$118,367
+HK$6,789/mo
Deposit HK$9.87M · loan HK$23.02M · min. income ≈ HK$223,156/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,804
−HK$6,311/mo
▼ 0.25% · 3.875%
HK$119,937
−HK$3,178/mo
Today · 4.125%
HK$123,115
baseline
▲ 0.50% · 4.625%
HK$129,605
+HK$6,490/mo
Deposit HK$9.87M · loan HK$23.02M · min. income ≈ HK$246,230/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,992
−HK$8,465/mo
▼ 0.25% · 3.875%
HK$139,191
−HK$4,266/mo
Today · 4.125%
HK$143,457
baseline
▲ 0.50% · 4.625%
HK$152,186
+HK$8,729/mo
Deposit HK$3.29M · loan HK$29.60M · min. income ≈ HK$286,914/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,397,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,177
−HK$8,114/mo
▼ 0.25% · 3.875%
HK$154,205
−HK$4,086/mo
Today · 4.125%
HK$158,291
baseline
▲ 0.50% · 4.625%
HK$166,634
+HK$8,343/mo
Deposit HK$3.29M · loan HK$29.60M · min. income ≈ HK$316,582/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,397,785 · Scale 2, in force from 26 Feb 2026)