LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,999
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$77,332
−HK$2,370/mo
Today · 4.125%
HK$79,702
baseline
▲ 0.50% · 4.625%
HK$84,551
+HK$4,849/mo
Deposit HK$16.45M · loan HK$16.45M · min. income ≈ HK$159,404/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,397,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,435
−HK$4,508/mo
▼ 0.25% · 3.875%
HK$85,673
−HK$2,270/mo
Today · 4.125%
HK$87,943
baseline
▲ 0.50% · 4.625%
HK$92,579
+HK$4,636/mo
Deposit HK$16.45M · loan HK$16.45M · min. income ≈ HK$175,886/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,397,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,998
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$92,798
−HK$2,844/mo
Today · 4.125%
HK$95,642
baseline
▲ 0.50% · 4.625%
HK$101,462
+HK$5,820/mo
Deposit HK$13.16M · loan HK$19.73M · min. income ≈ HK$191,284/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,122
−HK$5,410/mo
▼ 0.25% · 3.875%
HK$102,808
−HK$2,724/mo
Today · 4.125%
HK$105,532
baseline
▲ 0.50% · 4.625%
HK$111,094
+HK$5,562/mo
Deposit HK$13.16M · loan HK$19.73M · min. income ≈ HK$211,064/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,998
−HK$6,585/mo
▼ 0.25% · 3.875%
HK$108,264
−HK$3,319/mo
Today · 4.125%
HK$111,583
baseline
▲ 0.50% · 4.625%
HK$118,372
+HK$6,789/mo
Deposit HK$9.87M · loan HK$23.02M · min. income ≈ HK$223,166/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,809
−HK$6,311/mo
▼ 0.25% · 3.875%
HK$119,942
−HK$3,178/mo
Today · 4.125%
HK$123,120
baseline
▲ 0.50% · 4.625%
HK$129,610
+HK$6,490/mo
Deposit HK$9.87M · loan HK$23.02M · min. income ≈ HK$246,240/mo (50% DSR)
Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,998
−HK$8,465/mo
▼ 0.25% · 3.875%
HK$139,197
−HK$4,266/mo
Today · 4.125%
HK$143,463
baseline
▲ 0.50% · 4.625%
HK$152,193
+HK$8,730/mo
Deposit HK$3.29M · loan HK$29.60M · min. income ≈ HK$286,926/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,397,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,184
−HK$8,114/mo
▼ 0.25% · 3.875%
HK$154,211
−HK$4,087/mo
Today · 4.125%
HK$158,298
baseline
▲ 0.50% · 4.625%
HK$166,642
+HK$8,344/mo
Deposit HK$3.29M · loan HK$29.60M · min. income ≈ HK$316,596/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,397,846 · Scale 2, in force from 26 Feb 2026)