LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,000
−HK$4,703/mo
▼ 0.25% · 3.875%
HK$77,333
−HK$2,370/mo
Today · 4.125%
HK$79,703
baseline
▲ 0.50% · 4.625%
HK$84,553
+HK$4,850/mo
Deposit HK$16.45M · loan HK$16.45M · min. income ≈ HK$159,406/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,397,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,437
−HK$4,507/mo
▼ 0.25% · 3.875%
HK$85,674
−HK$2,270/mo
Today · 4.125%
HK$87,944
baseline
▲ 0.50% · 4.625%
HK$92,580
+HK$4,636/mo
Deposit HK$16.45M · loan HK$16.45M · min. income ≈ HK$175,888/mo (50% DSR)
Upfront cash ≈ HK$17.84M (deposit + AVD stamp duty HK$1,397,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,000
−HK$5,644/mo
▼ 0.25% · 3.875%
HK$92,799
−HK$2,845/mo
Today · 4.125%
HK$95,644
baseline
▲ 0.50% · 4.625%
HK$101,463
+HK$5,819/mo
Deposit HK$13.16M · loan HK$19.73M · min. income ≈ HK$191,288/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,124
−HK$5,409/mo
▼ 0.25% · 3.875%
HK$102,809
−HK$2,724/mo
Today · 4.125%
HK$105,533
baseline
▲ 0.50% · 4.625%
HK$111,096
+HK$5,563/mo
Deposit HK$13.16M · loan HK$19.73M · min. income ≈ HK$211,066/mo (50% DSR)
Upfront cash ≈ HK$14.55M (deposit + AVD stamp duty HK$1,397,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,000
−HK$6,584/mo
▼ 0.25% · 3.875%
HK$108,266
−HK$3,318/mo
Today · 4.125%
HK$111,584
baseline
▲ 0.50% · 4.625%
HK$118,374
+HK$6,790/mo
Deposit HK$9.87M · loan HK$23.02M · min. income ≈ HK$223,168/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,397,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,811
−HK$6,311/mo
▼ 0.25% · 3.875%
HK$119,944
−HK$3,178/mo
Today · 4.125%
HK$123,122
baseline
▲ 0.50% · 4.625%
HK$129,612
+HK$6,490/mo
Deposit HK$9.87M · loan HK$23.02M · min. income ≈ HK$246,244/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,397,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,000
−HK$8,465/mo
▼ 0.25% · 3.875%
HK$139,199
−HK$4,266/mo
Today · 4.125%
HK$143,465
baseline
▲ 0.50% · 4.625%
HK$152,195
+HK$8,730/mo
Deposit HK$3.29M · loan HK$29.60M · min. income ≈ HK$286,930/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,397,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,186
−HK$8,114/mo
▼ 0.25% · 3.875%
HK$154,214
−HK$4,086/mo
Today · 4.125%
HK$158,300
baseline
▲ 0.50% · 4.625%
HK$166,644
+HK$8,344/mo
Deposit HK$3.29M · loan HK$29.60M · min. income ≈ HK$316,600/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,397,867 · Scale 2, in force from 26 Feb 2026)