LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,015
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$77,349
−HK$2,370/mo
Today · 4.125%
HK$79,719
baseline
▲ 0.50% · 4.625%
HK$84,570
+HK$4,851/mo
Deposit HK$16.45M · loan HK$16.45M · min. income ≈ HK$159,438/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,398,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,454
−HK$4,508/mo
▼ 0.25% · 3.875%
HK$85,692
−HK$2,270/mo
Today · 4.125%
HK$87,962
baseline
▲ 0.50% · 4.625%
HK$92,599
+HK$4,637/mo
Deposit HK$16.45M · loan HK$16.45M · min. income ≈ HK$175,924/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,398,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,018
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$92,818
−HK$2,845/mo
Today · 4.125%
HK$95,663
baseline
▲ 0.50% · 4.625%
HK$101,484
+HK$5,821/mo
Deposit HK$13.16M · loan HK$19.74M · min. income ≈ HK$191,326/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,398,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,144
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$102,830
−HK$2,725/mo
Today · 4.125%
HK$105,555
baseline
▲ 0.50% · 4.625%
HK$111,119
+HK$5,564/mo
Deposit HK$13.16M · loan HK$19.74M · min. income ≈ HK$211,110/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,398,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,021
−HK$6,586/mo
▼ 0.25% · 3.875%
HK$108,288
−HK$3,319/mo
Today · 4.125%
HK$111,607
baseline
▲ 0.50% · 4.625%
HK$118,398
+HK$6,791/mo
Deposit HK$9.87M · loan HK$23.03M · min. income ≈ HK$223,214/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,835
−HK$6,312/mo
▼ 0.25% · 3.875%
HK$119,969
−HK$3,178/mo
Today · 4.125%
HK$123,147
baseline
▲ 0.50% · 4.625%
HK$129,639
+HK$6,492/mo
Deposit HK$9.87M · loan HK$23.03M · min. income ≈ HK$246,294/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,027
−HK$8,468/mo
▼ 0.25% · 3.875%
HK$139,228
−HK$4,267/mo
Today · 4.125%
HK$143,495
baseline
▲ 0.50% · 4.625%
HK$152,226
+HK$8,731/mo
Deposit HK$3.29M · loan HK$29.61M · min. income ≈ HK$286,990/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,398,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,217
−HK$8,115/mo
▼ 0.25% · 3.875%
HK$154,245
−HK$4,087/mo
Today · 4.125%
HK$158,332
baseline
▲ 0.50% · 4.625%
HK$166,678
+HK$8,346/mo
Deposit HK$3.29M · loan HK$29.61M · min. income ≈ HK$316,664/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,398,153 · Scale 2, in force from 26 Feb 2026)