LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,018
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$77,352
−HK$2,370/mo
Today · 4.125%
HK$79,722
baseline
▲ 0.50% · 4.625%
HK$84,573
+HK$4,851/mo
Deposit HK$16.45M · loan HK$16.45M · min. income ≈ HK$159,444/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,398,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,457
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$85,695
−HK$2,271/mo
Today · 4.125%
HK$87,966
baseline
▲ 0.50% · 4.625%
HK$92,602
+HK$4,636/mo
Deposit HK$16.45M · loan HK$16.45M · min. income ≈ HK$175,932/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,398,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,022
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$92,822
−HK$2,845/mo
Today · 4.125%
HK$95,667
baseline
▲ 0.50% · 4.625%
HK$101,488
+HK$5,821/mo
Deposit HK$13.16M · loan HK$19.74M · min. income ≈ HK$191,334/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,398,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,148
−HK$5,411/mo
▼ 0.25% · 3.875%
HK$102,834
−HK$2,725/mo
Today · 4.125%
HK$105,559
baseline
▲ 0.50% · 4.625%
HK$111,123
+HK$5,564/mo
Deposit HK$13.16M · loan HK$19.74M · min. income ≈ HK$211,118/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,398,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,025
−HK$6,586/mo
▼ 0.25% · 3.875%
HK$108,292
−HK$3,319/mo
Today · 4.125%
HK$111,611
baseline
▲ 0.50% · 4.625%
HK$118,403
+HK$6,792/mo
Deposit HK$9.87M · loan HK$23.03M · min. income ≈ HK$223,222/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,840
−HK$6,312/mo
▼ 0.25% · 3.875%
HK$119,973
−HK$3,179/mo
Today · 4.125%
HK$123,152
baseline
▲ 0.50% · 4.625%
HK$129,643
+HK$6,491/mo
Deposit HK$9.87M · loan HK$23.03M · min. income ≈ HK$246,304/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,032
−HK$8,468/mo
▼ 0.25% · 3.875%
HK$139,233
−HK$4,267/mo
Today · 4.125%
HK$143,500
baseline
▲ 0.50% · 4.625%
HK$152,232
+HK$8,732/mo
Deposit HK$3.29M · loan HK$29.61M · min. income ≈ HK$287,000/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,398,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,222
−HK$8,116/mo
▼ 0.25% · 3.875%
HK$154,251
−HK$4,087/mo
Today · 4.125%
HK$158,338
baseline
▲ 0.50% · 4.625%
HK$166,684
+HK$8,346/mo
Deposit HK$3.29M · loan HK$29.61M · min. income ≈ HK$316,676/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,398,205 · Scale 2, in force from 26 Feb 2026)