LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,020
−HK$4,704/mo
▼ 0.25% · 3.875%
HK$77,353
−HK$2,371/mo
Today · 4.125%
HK$79,724
baseline
▲ 0.50% · 4.625%
HK$84,575
+HK$4,851/mo
Deposit HK$16.45M · loan HK$16.45M · min. income ≈ HK$159,448/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,398,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,459
−HK$4,509/mo
▼ 0.25% · 3.875%
HK$85,697
−HK$2,271/mo
Today · 4.125%
HK$87,968
baseline
▲ 0.50% · 4.625%
HK$92,605
+HK$4,637/mo
Deposit HK$16.45M · loan HK$16.45M · min. income ≈ HK$175,936/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,398,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,024
−HK$5,645/mo
▼ 0.25% · 3.875%
HK$92,824
−HK$2,845/mo
Today · 4.125%
HK$95,669
baseline
▲ 0.50% · 4.625%
HK$101,490
+HK$5,821/mo
Deposit HK$13.16M · loan HK$19.74M · min. income ≈ HK$191,338/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,398,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,151
−HK$5,410/mo
▼ 0.25% · 3.875%
HK$102,837
−HK$2,724/mo
Today · 4.125%
HK$105,561
baseline
▲ 0.50% · 4.625%
HK$111,126
+HK$5,565/mo
Deposit HK$13.16M · loan HK$19.74M · min. income ≈ HK$211,122/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,398,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,028
−HK$6,586/mo
▼ 0.25% · 3.875%
HK$108,295
−HK$3,319/mo
Today · 4.125%
HK$111,614
baseline
▲ 0.50% · 4.625%
HK$118,405
+HK$6,791/mo
Deposit HK$9.87M · loan HK$23.03M · min. income ≈ HK$223,228/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,842
−HK$6,313/mo
▼ 0.25% · 3.875%
HK$119,976
−HK$3,179/mo
Today · 4.125%
HK$123,155
baseline
▲ 0.50% · 4.625%
HK$129,647
+HK$6,492/mo
Deposit HK$9.87M · loan HK$23.03M · min. income ≈ HK$246,310/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,036
−HK$8,468/mo
▼ 0.25% · 3.875%
HK$139,236
−HK$4,268/mo
Today · 4.125%
HK$143,504
baseline
▲ 0.50% · 4.625%
HK$152,236
+HK$8,732/mo
Deposit HK$3.29M · loan HK$29.61M · min. income ≈ HK$287,008/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,398,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,226
−HK$8,116/mo
▼ 0.25% · 3.875%
HK$154,255
−HK$4,087/mo
Today · 4.125%
HK$158,342
baseline
▲ 0.50% · 4.625%
HK$166,689
+HK$8,347/mo
Deposit HK$3.29M · loan HK$29.61M · min. income ≈ HK$316,684/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,398,240 · Scale 2, in force from 26 Feb 2026)