LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,035
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$77,369
−HK$2,372/mo
Today · 4.125%
HK$79,741
baseline
▲ 0.50% · 4.625%
HK$84,593
+HK$4,852/mo
Deposit HK$16.45M · loan HK$16.45M · min. income ≈ HK$159,482/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,398,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,476
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$85,715
−HK$2,271/mo
Today · 4.125%
HK$87,986
baseline
▲ 0.50% · 4.625%
HK$92,624
+HK$4,638/mo
Deposit HK$16.45M · loan HK$16.45M · min. income ≈ HK$175,972/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,398,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,042
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$92,843
−HK$2,846/mo
Today · 4.125%
HK$95,689
baseline
▲ 0.50% · 4.625%
HK$101,511
+HK$5,822/mo
Deposit HK$13.16M · loan HK$19.74M · min. income ≈ HK$191,378/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,398,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,171
−HK$5,412/mo
▼ 0.25% · 3.875%
HK$102,858
−HK$2,725/mo
Today · 4.125%
HK$105,583
baseline
▲ 0.50% · 4.625%
HK$111,148
+HK$5,565/mo
Deposit HK$13.16M · loan HK$19.74M · min. income ≈ HK$211,166/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,398,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,049
−HK$6,588/mo
▼ 0.25% · 3.875%
HK$108,317
−HK$3,320/mo
Today · 4.125%
HK$111,637
baseline
▲ 0.50% · 4.625%
HK$118,430
+HK$6,793/mo
Deposit HK$9.87M · loan HK$23.03M · min. income ≈ HK$223,274/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,866
−HK$6,314/mo
▼ 0.25% · 3.875%
HK$120,000
−HK$3,180/mo
Today · 4.125%
HK$123,180
baseline
▲ 0.50% · 4.625%
HK$129,673
+HK$6,493/mo
Deposit HK$9.87M · loan HK$23.03M · min. income ≈ HK$246,360/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,063
−HK$8,470/mo
▼ 0.25% · 3.875%
HK$139,265
−HK$4,268/mo
Today · 4.125%
HK$143,533
baseline
▲ 0.50% · 4.625%
HK$152,267
+HK$8,734/mo
Deposit HK$3.29M · loan HK$29.62M · min. income ≈ HK$287,066/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,398,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,257
−HK$8,117/mo
▼ 0.25% · 3.875%
HK$154,286
−HK$4,088/mo
Today · 4.125%
HK$158,374
baseline
▲ 0.50% · 4.625%
HK$166,723
+HK$8,349/mo
Deposit HK$3.29M · loan HK$29.62M · min. income ≈ HK$316,748/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,398,525 · Scale 2, in force from 26 Feb 2026)