LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,041
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$77,376
−HK$2,371/mo
Today · 4.125%
HK$79,747
baseline
▲ 0.50% · 4.625%
HK$84,600
+HK$4,853/mo
Deposit HK$16.45M · loan HK$16.45M · min. income ≈ HK$159,494/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,398,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,483
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$85,722
−HK$2,271/mo
Today · 4.125%
HK$87,993
baseline
▲ 0.50% · 4.625%
HK$92,631
+HK$4,638/mo
Deposit HK$16.45M · loan HK$16.45M · min. income ≈ HK$175,986/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,398,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,050
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$92,851
−HK$2,846/mo
Today · 4.125%
HK$95,697
baseline
▲ 0.50% · 4.625%
HK$101,520
+HK$5,823/mo
Deposit HK$13.16M · loan HK$19.75M · min. income ≈ HK$191,394/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,398,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,179
−HK$5,413/mo
▼ 0.25% · 3.875%
HK$102,866
−HK$2,726/mo
Today · 4.125%
HK$105,592
baseline
▲ 0.50% · 4.625%
HK$111,158
+HK$5,566/mo
Deposit HK$13.16M · loan HK$19.75M · min. income ≈ HK$211,184/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,398,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,058
−HK$6,588/mo
▼ 0.25% · 3.875%
HK$108,326
−HK$3,320/mo
Today · 4.125%
HK$111,646
baseline
▲ 0.50% · 4.625%
HK$118,439
+HK$6,793/mo
Deposit HK$9.87M · loan HK$23.04M · min. income ≈ HK$223,292/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,876
−HK$6,314/mo
▼ 0.25% · 3.875%
HK$120,010
−HK$3,180/mo
Today · 4.125%
HK$123,190
baseline
▲ 0.50% · 4.625%
HK$129,684
+HK$6,494/mo
Deposit HK$9.87M · loan HK$23.04M · min. income ≈ HK$246,380/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,075
−HK$8,470/mo
▼ 0.25% · 3.875%
HK$139,276
−HK$4,269/mo
Today · 4.125%
HK$143,545
baseline
▲ 0.50% · 4.625%
HK$152,279
+HK$8,734/mo
Deposit HK$3.29M · loan HK$29.62M · min. income ≈ HK$287,090/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,398,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,269
−HK$8,119/mo
▼ 0.25% · 3.875%
HK$154,299
−HK$4,089/mo
Today · 4.125%
HK$158,388
baseline
▲ 0.50% · 4.625%
HK$166,736
+HK$8,348/mo
Deposit HK$3.29M · loan HK$29.62M · min. income ≈ HK$316,776/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,398,641 · Scale 2, in force from 26 Feb 2026)