LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,044
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$77,379
−HK$2,371/mo
Today · 4.125%
HK$79,750
baseline
▲ 0.50% · 4.625%
HK$84,603
+HK$4,853/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$159,500/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,398,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,486
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$85,725
−HK$2,272/mo
Today · 4.125%
HK$87,997
baseline
▲ 0.50% · 4.625%
HK$92,635
+HK$4,638/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$175,994/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,398,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,053
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$92,854
−HK$2,846/mo
Today · 4.125%
HK$95,700
baseline
▲ 0.50% · 4.625%
HK$101,524
+HK$5,824/mo
Deposit HK$13.16M · loan HK$19.75M · min. income ≈ HK$191,400/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,398,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,183
−HK$5,413/mo
▼ 0.25% · 3.875%
HK$102,870
−HK$2,726/mo
Today · 4.125%
HK$105,596
baseline
▲ 0.50% · 4.625%
HK$111,162
+HK$5,566/mo
Deposit HK$13.16M · loan HK$19.75M · min. income ≈ HK$211,192/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,398,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,062
−HK$6,589/mo
▼ 0.25% · 3.875%
HK$108,330
−HK$3,321/mo
Today · 4.125%
HK$111,651
baseline
▲ 0.50% · 4.625%
HK$118,444
+HK$6,793/mo
Deposit HK$9.87M · loan HK$23.04M · min. income ≈ HK$223,302/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,881
−HK$6,314/mo
▼ 0.25% · 3.875%
HK$120,015
−HK$3,180/mo
Today · 4.125%
HK$123,195
baseline
▲ 0.50% · 4.625%
HK$129,689
+HK$6,494/mo
Deposit HK$9.87M · loan HK$23.04M · min. income ≈ HK$246,390/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,080
−HK$8,471/mo
▼ 0.25% · 3.875%
HK$139,282
−HK$4,269/mo
Today · 4.125%
HK$143,551
baseline
▲ 0.50% · 4.625%
HK$152,285
+HK$8,734/mo
Deposit HK$3.29M · loan HK$29.62M · min. income ≈ HK$287,102/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,398,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,275
−HK$8,119/mo
▼ 0.25% · 3.875%
HK$154,305
−HK$4,089/mo
Today · 4.125%
HK$158,394
baseline
▲ 0.50% · 4.625%
HK$166,743
+HK$8,349/mo
Deposit HK$3.29M · loan HK$29.62M · min. income ≈ HK$316,788/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,398,698 · Scale 2, in force from 26 Feb 2026)