LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,045
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$77,379
−HK$2,372/mo
Today · 4.125%
HK$79,751
baseline
▲ 0.50% · 4.625%
HK$84,604
+HK$4,853/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$159,502/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,398,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,487
−HK$4,510/mo
▼ 0.25% · 3.875%
HK$85,726
−HK$2,271/mo
Today · 4.125%
HK$87,997
baseline
▲ 0.50% · 4.625%
HK$92,636
+HK$4,639/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$175,994/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,398,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,054
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$92,855
−HK$2,846/mo
Today · 4.125%
HK$95,701
baseline
▲ 0.50% · 4.625%
HK$101,524
+HK$5,823/mo
Deposit HK$13.16M · loan HK$19.75M · min. income ≈ HK$191,402/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,398,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,184
−HK$5,413/mo
▼ 0.25% · 3.875%
HK$102,871
−HK$2,726/mo
Today · 4.125%
HK$105,597
baseline
▲ 0.50% · 4.625%
HK$111,163
+HK$5,566/mo
Deposit HK$13.16M · loan HK$19.75M · min. income ≈ HK$211,194/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,398,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,063
−HK$6,588/mo
▼ 0.25% · 3.875%
HK$108,331
−HK$3,320/mo
Today · 4.125%
HK$111,651
baseline
▲ 0.50% · 4.625%
HK$118,445
+HK$6,794/mo
Deposit HK$9.87M · loan HK$23.04M · min. income ≈ HK$223,302/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,881
−HK$6,315/mo
▼ 0.25% · 3.875%
HK$120,016
−HK$3,180/mo
Today · 4.125%
HK$123,196
baseline
▲ 0.50% · 4.625%
HK$129,690
+HK$6,494/mo
Deposit HK$9.87M · loan HK$23.04M · min. income ≈ HK$246,392/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,081
−HK$8,471/mo
▼ 0.25% · 3.875%
HK$139,283
−HK$4,269/mo
Today · 4.125%
HK$143,552
baseline
▲ 0.50% · 4.625%
HK$152,286
+HK$8,734/mo
Deposit HK$3.29M · loan HK$29.62M · min. income ≈ HK$287,104/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,398,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,276
−HK$8,119/mo
▼ 0.25% · 3.875%
HK$154,306
−HK$4,089/mo
Today · 4.125%
HK$158,395
baseline
▲ 0.50% · 4.625%
HK$166,744
+HK$8,349/mo
Deposit HK$3.29M · loan HK$29.62M · min. income ≈ HK$316,790/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,398,706 · Scale 2, in force from 26 Feb 2026)