LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,046
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$77,380
−HK$2,372/mo
Today · 4.125%
HK$79,752
baseline
▲ 0.50% · 4.625%
HK$84,604
+HK$4,852/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$159,504/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,398,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,487
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$85,727
−HK$2,271/mo
Today · 4.125%
HK$87,998
baseline
▲ 0.50% · 4.625%
HK$92,637
+HK$4,639/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$175,996/mo (50% DSR)
Upfront cash ≈ HK$17.85M (deposit + AVD stamp duty HK$1,398,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,055
−HK$5,647/mo
▼ 0.25% · 3.875%
HK$92,856
−HK$2,846/mo
Today · 4.125%
HK$95,702
baseline
▲ 0.50% · 4.625%
HK$101,525
+HK$5,823/mo
Deposit HK$13.16M · loan HK$19.75M · min. income ≈ HK$191,404/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,398,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,185
−HK$5,413/mo
▼ 0.25% · 3.875%
HK$102,872
−HK$2,726/mo
Today · 4.125%
HK$105,598
baseline
▲ 0.50% · 4.625%
HK$111,164
+HK$5,566/mo
Deposit HK$13.16M · loan HK$19.75M · min. income ≈ HK$211,196/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,398,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,064
−HK$6,588/mo
▼ 0.25% · 3.875%
HK$108,332
−HK$3,320/mo
Today · 4.125%
HK$111,652
baseline
▲ 0.50% · 4.625%
HK$118,446
+HK$6,794/mo
Deposit HK$9.87M · loan HK$23.04M · min. income ≈ HK$223,304/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,882
−HK$6,315/mo
▼ 0.25% · 3.875%
HK$120,017
−HK$3,180/mo
Today · 4.125%
HK$123,197
baseline
▲ 0.50% · 4.625%
HK$129,691
+HK$6,494/mo
Deposit HK$9.87M · loan HK$23.04M · min. income ≈ HK$246,394/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,082
−HK$8,471/mo
▼ 0.25% · 3.875%
HK$139,284
−HK$4,269/mo
Today · 4.125%
HK$143,553
baseline
▲ 0.50% · 4.625%
HK$152,288
+HK$8,735/mo
Deposit HK$3.29M · loan HK$29.62M · min. income ≈ HK$287,106/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,398,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,277
−HK$8,119/mo
▼ 0.25% · 3.875%
HK$154,308
−HK$4,088/mo
Today · 4.125%
HK$158,396
baseline
▲ 0.50% · 4.625%
HK$166,746
+HK$8,350/mo
Deposit HK$3.29M · loan HK$29.62M · min. income ≈ HK$316,792/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,398,719 · Scale 2, in force from 26 Feb 2026)