LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,053
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$77,387
−HK$2,372/mo
Today · 4.125%
HK$79,759
baseline
▲ 0.50% · 4.625%
HK$84,612
+HK$4,853/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$159,518/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,398,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,495
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$85,735
−HK$2,271/mo
Today · 4.125%
HK$88,006
baseline
▲ 0.50% · 4.625%
HK$92,645
+HK$4,639/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$176,012/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,398,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,063
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$92,865
−HK$2,846/mo
Today · 4.125%
HK$95,711
baseline
▲ 0.50% · 4.625%
HK$101,535
+HK$5,824/mo
Deposit HK$13.17M · loan HK$19.75M · min. income ≈ HK$191,422/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,398,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,195
−HK$5,413/mo
▼ 0.25% · 3.875%
HK$102,882
−HK$2,726/mo
Today · 4.125%
HK$105,608
baseline
▲ 0.50% · 4.625%
HK$111,175
+HK$5,567/mo
Deposit HK$13.17M · loan HK$19.75M · min. income ≈ HK$211,216/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,398,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,074
−HK$6,589/mo
▼ 0.25% · 3.875%
HK$108,342
−HK$3,321/mo
Today · 4.125%
HK$111,663
baseline
▲ 0.50% · 4.625%
HK$118,457
+HK$6,794/mo
Deposit HK$9.87M · loan HK$23.04M · min. income ≈ HK$223,326/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,894
−HK$6,315/mo
▼ 0.25% · 3.875%
HK$120,029
−HK$3,180/mo
Today · 4.125%
HK$123,209
baseline
▲ 0.50% · 4.625%
HK$129,704
+HK$6,495/mo
Deposit HK$9.87M · loan HK$23.04M · min. income ≈ HK$246,418/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,095
−HK$8,472/mo
▼ 0.25% · 3.875%
HK$139,297
−HK$4,270/mo
Today · 4.125%
HK$143,567
baseline
▲ 0.50% · 4.625%
HK$152,302
+HK$8,735/mo
Deposit HK$3.29M · loan HK$29.62M · min. income ≈ HK$287,134/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,398,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,292
−HK$8,120/mo
▼ 0.25% · 3.875%
HK$154,323
−HK$4,089/mo
Today · 4.125%
HK$158,412
baseline
▲ 0.50% · 4.625%
HK$166,762
+HK$8,350/mo
Deposit HK$3.29M · loan HK$29.62M · min. income ≈ HK$316,824/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,398,854 · Scale 2, in force from 26 Feb 2026)