LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,053
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$77,388
−HK$2,372/mo
Today · 4.125%
HK$79,760
baseline
▲ 0.50% · 4.625%
HK$84,613
+HK$4,853/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$159,520/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,398,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,496
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$85,735
−HK$2,272/mo
Today · 4.125%
HK$88,007
baseline
▲ 0.50% · 4.625%
HK$92,646
+HK$4,639/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$176,014/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,398,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,064
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$92,865
−HK$2,847/mo
Today · 4.125%
HK$95,712
baseline
▲ 0.50% · 4.625%
HK$101,535
+HK$5,823/mo
Deposit HK$13.17M · loan HK$19.75M · min. income ≈ HK$191,424/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,398,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,195
−HK$5,413/mo
▼ 0.25% · 3.875%
HK$102,882
−HK$2,726/mo
Today · 4.125%
HK$105,608
baseline
▲ 0.50% · 4.625%
HK$111,175
+HK$5,567/mo
Deposit HK$13.17M · loan HK$19.75M · min. income ≈ HK$211,216/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,398,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,074
−HK$6,589/mo
▼ 0.25% · 3.875%
HK$108,343
−HK$3,320/mo
Today · 4.125%
HK$111,663
baseline
▲ 0.50% · 4.625%
HK$118,458
+HK$6,795/mo
Deposit HK$9.87M · loan HK$23.04M · min. income ≈ HK$223,326/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,894
−HK$6,316/mo
▼ 0.25% · 3.875%
HK$120,029
−HK$3,181/mo
Today · 4.125%
HK$123,210
baseline
▲ 0.50% · 4.625%
HK$129,704
+HK$6,494/mo
Deposit HK$9.87M · loan HK$23.04M · min. income ≈ HK$246,420/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,096
−HK$8,471/mo
▼ 0.25% · 3.875%
HK$139,298
−HK$4,269/mo
Today · 4.125%
HK$143,567
baseline
▲ 0.50% · 4.625%
HK$152,303
+HK$8,736/mo
Deposit HK$3.29M · loan HK$29.62M · min. income ≈ HK$287,134/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,398,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,293
−HK$8,119/mo
▼ 0.25% · 3.875%
HK$154,323
−HK$4,089/mo
Today · 4.125%
HK$158,412
baseline
▲ 0.50% · 4.625%
HK$166,763
+HK$8,351/mo
Deposit HK$3.29M · loan HK$29.62M · min. income ≈ HK$316,824/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,398,860 · Scale 2, in force from 26 Feb 2026)