LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,054
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$77,389
−HK$2,372/mo
Today · 4.125%
HK$79,761
baseline
▲ 0.50% · 4.625%
HK$84,614
+HK$4,853/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$159,522/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,398,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,497
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$85,736
−HK$2,272/mo
Today · 4.125%
HK$88,008
baseline
▲ 0.50% · 4.625%
HK$92,647
+HK$4,639/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$176,016/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,398,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,065
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$92,866
−HK$2,847/mo
Today · 4.125%
HK$95,713
baseline
▲ 0.50% · 4.625%
HK$101,537
+HK$5,824/mo
Deposit HK$13.17M · loan HK$19.75M · min. income ≈ HK$191,426/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,398,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,196
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$102,884
−HK$2,726/mo
Today · 4.125%
HK$105,610
baseline
▲ 0.50% · 4.625%
HK$111,176
+HK$5,566/mo
Deposit HK$13.17M · loan HK$19.75M · min. income ≈ HK$211,220/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,398,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,076
−HK$6,589/mo
▼ 0.25% · 3.875%
HK$108,344
−HK$3,321/mo
Today · 4.125%
HK$111,665
baseline
▲ 0.50% · 4.625%
HK$118,459
+HK$6,794/mo
Deposit HK$9.87M · loan HK$23.04M · min. income ≈ HK$223,330/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,896
−HK$6,315/mo
▼ 0.25% · 3.875%
HK$120,031
−HK$3,180/mo
Today · 4.125%
HK$123,211
baseline
▲ 0.50% · 4.625%
HK$129,706
+HK$6,495/mo
Deposit HK$9.87M · loan HK$23.04M · min. income ≈ HK$246,422/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,097
−HK$8,472/mo
▼ 0.25% · 3.875%
HK$139,300
−HK$4,269/mo
Today · 4.125%
HK$143,569
baseline
▲ 0.50% · 4.625%
HK$152,305
+HK$8,736/mo
Deposit HK$3.29M · loan HK$29.62M · min. income ≈ HK$287,138/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,398,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,295
−HK$8,119/mo
▼ 0.25% · 3.875%
HK$154,325
−HK$4,089/mo
Today · 4.125%
HK$158,414
baseline
▲ 0.50% · 4.625%
HK$166,765
+HK$8,351/mo
Deposit HK$3.29M · loan HK$29.62M · min. income ≈ HK$316,828/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,398,878 · Scale 2, in force from 26 Feb 2026)