LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,055
−HK$4,706/mo
▼ 0.25% · 3.875%
HK$77,389
−HK$2,372/mo
Today · 4.125%
HK$79,761
baseline
▲ 0.50% · 4.625%
HK$84,615
+HK$4,854/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$159,522/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,398,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,498
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$85,737
−HK$2,272/mo
Today · 4.125%
HK$88,009
baseline
▲ 0.50% · 4.625%
HK$92,648
+HK$4,639/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$176,018/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,398,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,066
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$92,867
−HK$2,847/mo
Today · 4.125%
HK$95,714
baseline
▲ 0.50% · 4.625%
HK$101,538
+HK$5,824/mo
Deposit HK$13.17M · loan HK$19.75M · min. income ≈ HK$191,428/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,398,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,197
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$102,884
−HK$2,727/mo
Today · 4.125%
HK$105,611
baseline
▲ 0.50% · 4.625%
HK$111,177
+HK$5,566/mo
Deposit HK$13.17M · loan HK$19.75M · min. income ≈ HK$211,222/mo (50% DSR)
Upfront cash ≈ HK$14.56M (deposit + AVD stamp duty HK$1,398,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,077
−HK$6,589/mo
▼ 0.25% · 3.875%
HK$108,345
−HK$3,321/mo
Today · 4.125%
HK$111,666
baseline
▲ 0.50% · 4.625%
HK$118,460
+HK$6,794/mo
Deposit HK$9.87M · loan HK$23.04M · min. income ≈ HK$223,332/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,897
−HK$6,315/mo
▼ 0.25% · 3.875%
HK$120,032
−HK$3,180/mo
Today · 4.125%
HK$123,212
baseline
▲ 0.50% · 4.625%
HK$129,707
+HK$6,495/mo
Deposit HK$9.87M · loan HK$23.04M · min. income ≈ HK$246,424/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,099
−HK$8,471/mo
▼ 0.25% · 3.875%
HK$139,301
−HK$4,269/mo
Today · 4.125%
HK$143,570
baseline
▲ 0.50% · 4.625%
HK$152,306
+HK$8,736/mo
Deposit HK$3.29M · loan HK$29.62M · min. income ≈ HK$287,140/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,398,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,296
−HK$8,120/mo
▼ 0.25% · 3.875%
HK$154,327
−HK$4,089/mo
Today · 4.125%
HK$158,416
baseline
▲ 0.50% · 4.625%
HK$166,766
+HK$8,350/mo
Deposit HK$3.29M · loan HK$29.62M · min. income ≈ HK$316,832/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,398,890 · Scale 2, in force from 26 Feb 2026)