LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,057
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$77,392
−HK$2,372/mo
Today · 4.125%
HK$79,764
baseline
▲ 0.50% · 4.625%
HK$84,617
+HK$4,853/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$159,528/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,398,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,500
−HK$4,511/mo
▼ 0.25% · 3.875%
HK$85,740
−HK$2,271/mo
Today · 4.125%
HK$88,011
baseline
▲ 0.50% · 4.625%
HK$92,651
+HK$4,640/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$176,022/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,398,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,068
−HK$5,648/mo
▼ 0.25% · 3.875%
HK$92,870
−HK$2,846/mo
Today · 4.125%
HK$95,716
baseline
▲ 0.50% · 4.625%
HK$101,541
+HK$5,825/mo
Deposit HK$13.17M · loan HK$19.75M · min. income ≈ HK$191,432/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,398,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,200
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$102,887
−HK$2,727/mo
Today · 4.125%
HK$105,614
baseline
▲ 0.50% · 4.625%
HK$111,181
+HK$5,567/mo
Deposit HK$13.17M · loan HK$19.75M · min. income ≈ HK$211,228/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,398,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,080
−HK$6,589/mo
▼ 0.25% · 3.875%
HK$108,348
−HK$3,321/mo
Today · 4.125%
HK$111,669
baseline
▲ 0.50% · 4.625%
HK$118,464
+HK$6,795/mo
Deposit HK$9.87M · loan HK$23.04M · min. income ≈ HK$223,338/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,900
−HK$6,316/mo
▼ 0.25% · 3.875%
HK$120,035
−HK$3,181/mo
Today · 4.125%
HK$123,216
baseline
▲ 0.50% · 4.625%
HK$129,711
+HK$6,495/mo
Deposit HK$9.87M · loan HK$23.04M · min. income ≈ HK$246,432/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,398,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,102
−HK$8,473/mo
▼ 0.25% · 3.875%
HK$139,305
−HK$4,270/mo
Today · 4.125%
HK$143,575
baseline
▲ 0.50% · 4.625%
HK$152,311
+HK$8,736/mo
Deposit HK$3.29M · loan HK$29.62M · min. income ≈ HK$287,150/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,398,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,300
−HK$8,120/mo
▼ 0.25% · 3.875%
HK$154,331
−HK$4,089/mo
Today · 4.125%
HK$158,420
baseline
▲ 0.50% · 4.625%
HK$166,771
+HK$8,351/mo
Deposit HK$3.29M · loan HK$29.62M · min. income ≈ HK$316,840/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,398,931 · Scale 2, in force from 26 Feb 2026)