LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,062
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$77,397
−HK$2,372/mo
Today · 4.125%
HK$79,769
baseline
▲ 0.50% · 4.625%
HK$84,623
+HK$4,854/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$159,538/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,399,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,505
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$85,745
−HK$2,272/mo
Today · 4.125%
HK$88,017
baseline
▲ 0.50% · 4.625%
HK$92,657
+HK$4,640/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$176,034/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,399,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,074
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$92,876
−HK$2,847/mo
Today · 4.125%
HK$95,723
baseline
▲ 0.50% · 4.625%
HK$101,547
+HK$5,824/mo
Deposit HK$13.17M · loan HK$19.75M · min. income ≈ HK$191,446/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,399,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,207
−HK$5,413/mo
▼ 0.25% · 3.875%
HK$102,894
−HK$2,726/mo
Today · 4.125%
HK$105,620
baseline
▲ 0.50% · 4.625%
HK$111,188
+HK$5,568/mo
Deposit HK$13.17M · loan HK$19.75M · min. income ≈ HK$211,240/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,399,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,086
−HK$6,590/mo
▼ 0.25% · 3.875%
HK$108,355
−HK$3,321/mo
Today · 4.125%
HK$111,676
baseline
▲ 0.50% · 4.625%
HK$118,472
+HK$6,796/mo
Deposit HK$9.88M · loan HK$23.04M · min. income ≈ HK$223,352/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,399,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,908
−HK$6,316/mo
▼ 0.25% · 3.875%
HK$120,043
−HK$3,181/mo
Today · 4.125%
HK$123,224
baseline
▲ 0.50% · 4.625%
HK$129,719
+HK$6,495/mo
Deposit HK$9.88M · loan HK$23.04M · min. income ≈ HK$246,448/mo (50% DSR)
Upfront cash ≈ HK$11.27M (deposit + AVD stamp duty HK$1,399,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,111
−HK$8,473/mo
▼ 0.25% · 3.875%
HK$139,314
−HK$4,270/mo
Today · 4.125%
HK$143,584
baseline
▲ 0.50% · 4.625%
HK$152,321
+HK$8,737/mo
Deposit HK$3.29M · loan HK$29.63M · min. income ≈ HK$287,168/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,310
−HK$8,121/mo
▼ 0.25% · 3.875%
HK$154,341
−HK$4,090/mo
Today · 4.125%
HK$158,431
baseline
▲ 0.50% · 4.625%
HK$166,782
+HK$8,351/mo
Deposit HK$3.29M · loan HK$29.63M · min. income ≈ HK$316,862/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,021 · Scale 2, in force from 26 Feb 2026)