LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,067
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$77,402
−HK$2,372/mo
Today · 4.125%
HK$79,774
baseline
▲ 0.50% · 4.625%
HK$84,628
+HK$4,854/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$159,548/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,399,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,511
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$85,750
−HK$2,273/mo
Today · 4.125%
HK$88,023
baseline
▲ 0.50% · 4.625%
HK$92,662
+HK$4,639/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$176,046/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,399,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,080
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$92,882
−HK$2,847/mo
Today · 4.125%
HK$95,729
baseline
▲ 0.50% · 4.625%
HK$101,553
+HK$5,824/mo
Deposit HK$13.17M · loan HK$19.75M · min. income ≈ HK$191,458/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,399,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,213
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$102,901
−HK$2,726/mo
Today · 4.125%
HK$105,627
baseline
▲ 0.50% · 4.625%
HK$111,195
+HK$5,568/mo
Deposit HK$13.17M · loan HK$19.75M · min. income ≈ HK$211,254/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,399,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,093
−HK$6,590/mo
▼ 0.25% · 3.875%
HK$108,362
−HK$3,321/mo
Today · 4.125%
HK$111,683
baseline
▲ 0.50% · 4.625%
HK$118,479
+HK$6,796/mo
Deposit HK$9.88M · loan HK$23.04M · min. income ≈ HK$223,366/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,915
−HK$6,317/mo
▼ 0.25% · 3.875%
HK$120,051
−HK$3,181/mo
Today · 4.125%
HK$123,232
baseline
▲ 0.50% · 4.625%
HK$129,727
+HK$6,495/mo
Deposit HK$9.88M · loan HK$23.04M · min. income ≈ HK$246,464/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,120
−HK$8,473/mo
▼ 0.25% · 3.875%
HK$139,323
−HK$4,270/mo
Today · 4.125%
HK$143,593
baseline
▲ 0.50% · 4.625%
HK$152,330
+HK$8,737/mo
Deposit HK$3.29M · loan HK$29.63M · min. income ≈ HK$287,186/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,319
−HK$8,122/mo
▼ 0.25% · 3.875%
HK$154,351
−HK$4,090/mo
Today · 4.125%
HK$158,441
baseline
▲ 0.50% · 4.625%
HK$166,792
+HK$8,351/mo
Deposit HK$3.29M · loan HK$29.63M · min. income ≈ HK$316,882/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,109 · Scale 2, in force from 26 Feb 2026)