LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,070
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$77,405
−HK$2,372/mo
Today · 4.125%
HK$79,777
baseline
▲ 0.50% · 4.625%
HK$84,631
+HK$4,854/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$159,554/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,399,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,514
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$85,754
−HK$2,272/mo
Today · 4.125%
HK$88,026
baseline
▲ 0.50% · 4.625%
HK$92,666
+HK$4,640/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$176,052/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,399,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,083
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$92,886
−HK$2,846/mo
Today · 4.125%
HK$95,732
baseline
▲ 0.50% · 4.625%
HK$101,558
+HK$5,826/mo
Deposit HK$13.17M · loan HK$19.75M · min. income ≈ HK$191,464/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,399,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,217
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$102,905
−HK$2,726/mo
Today · 4.125%
HK$105,631
baseline
▲ 0.50% · 4.625%
HK$111,199
+HK$5,568/mo
Deposit HK$13.17M · loan HK$19.75M · min. income ≈ HK$211,262/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,399,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,097
−HK$6,591/mo
▼ 0.25% · 3.875%
HK$108,366
−HK$3,322/mo
Today · 4.125%
HK$111,688
baseline
▲ 0.50% · 4.625%
HK$118,484
+HK$6,796/mo
Deposit HK$9.88M · loan HK$23.05M · min. income ≈ HK$223,376/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,920
−HK$6,317/mo
▼ 0.25% · 3.875%
HK$120,055
−HK$3,182/mo
Today · 4.125%
HK$123,237
baseline
▲ 0.50% · 4.625%
HK$129,733
+HK$6,496/mo
Deposit HK$9.88M · loan HK$23.05M · min. income ≈ HK$246,474/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,125
−HK$8,474/mo
▼ 0.25% · 3.875%
HK$139,328
−HK$4,271/mo
Today · 4.125%
HK$143,599
baseline
▲ 0.50% · 4.625%
HK$152,336
+HK$8,737/mo
Deposit HK$3.29M · loan HK$29.63M · min. income ≈ HK$287,198/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,325
−HK$8,122/mo
▼ 0.25% · 3.875%
HK$154,357
−HK$4,090/mo
Today · 4.125%
HK$158,447
baseline
▲ 0.50% · 4.625%
HK$166,799
+HK$8,352/mo
Deposit HK$3.29M · loan HK$29.63M · min. income ≈ HK$316,894/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,165 · Scale 2, in force from 26 Feb 2026)