LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,072
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$77,407
−HK$2,373/mo
Today · 4.125%
HK$79,780
baseline
▲ 0.50% · 4.625%
HK$84,634
+HK$4,854/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$159,560/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,399,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,517
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$85,757
−HK$2,272/mo
Today · 4.125%
HK$88,029
baseline
▲ 0.50% · 4.625%
HK$92,669
+HK$4,640/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$176,058/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,399,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,086
−HK$5,650/mo
▼ 0.25% · 3.875%
HK$92,889
−HK$2,847/mo
Today · 4.125%
HK$95,736
baseline
▲ 0.50% · 4.625%
HK$101,561
+HK$5,825/mo
Deposit HK$13.17M · loan HK$19.75M · min. income ≈ HK$191,472/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,399,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,220
−HK$5,415/mo
▼ 0.25% · 3.875%
HK$102,908
−HK$2,727/mo
Today · 4.125%
HK$105,635
baseline
▲ 0.50% · 4.625%
HK$111,203
+HK$5,568/mo
Deposit HK$13.17M · loan HK$19.75M · min. income ≈ HK$211,270/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,399,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,101
−HK$6,590/mo
▼ 0.25% · 3.875%
HK$108,370
−HK$3,321/mo
Today · 4.125%
HK$111,691
baseline
▲ 0.50% · 4.625%
HK$118,488
+HK$6,797/mo
Deposit HK$9.88M · loan HK$23.05M · min. income ≈ HK$223,382/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,924
−HK$6,317/mo
▼ 0.25% · 3.875%
HK$120,059
−HK$3,182/mo
Today · 4.125%
HK$123,241
baseline
▲ 0.50% · 4.625%
HK$129,737
+HK$6,496/mo
Deposit HK$9.88M · loan HK$23.05M · min. income ≈ HK$246,482/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,130
−HK$8,473/mo
▼ 0.25% · 3.875%
HK$139,333
−HK$4,270/mo
Today · 4.125%
HK$143,603
baseline
▲ 0.50% · 4.625%
HK$152,341
+HK$8,738/mo
Deposit HK$3.29M · loan HK$29.63M · min. income ≈ HK$287,206/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,330
−HK$8,122/mo
▼ 0.25% · 3.875%
HK$154,362
−HK$4,090/mo
Today · 4.125%
HK$158,452
baseline
▲ 0.50% · 4.625%
HK$166,804
+HK$8,352/mo
Deposit HK$3.29M · loan HK$29.63M · min. income ≈ HK$316,904/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,211 · Scale 2, in force from 26 Feb 2026)