LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,075
−HK$4,707/mo
▼ 0.25% · 3.875%
HK$77,410
−HK$2,372/mo
Today · 4.125%
HK$79,782
baseline
▲ 0.50% · 4.625%
HK$84,637
+HK$4,855/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$159,564/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,399,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,520
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$85,760
−HK$2,272/mo
Today · 4.125%
HK$88,032
baseline
▲ 0.50% · 4.625%
HK$92,672
+HK$4,640/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$176,064/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,399,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,089
−HK$5,650/mo
▼ 0.25% · 3.875%
HK$92,892
−HK$2,847/mo
Today · 4.125%
HK$95,739
baseline
▲ 0.50% · 4.625%
HK$101,564
+HK$5,825/mo
Deposit HK$13.17M · loan HK$19.75M · min. income ≈ HK$191,478/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,399,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,224
−HK$5,414/mo
▼ 0.25% · 3.875%
HK$102,912
−HK$2,726/mo
Today · 4.125%
HK$105,638
baseline
▲ 0.50% · 4.625%
HK$111,207
+HK$5,569/mo
Deposit HK$13.17M · loan HK$19.75M · min. income ≈ HK$211,276/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,399,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,104
−HK$6,591/mo
▼ 0.25% · 3.875%
HK$108,374
−HK$3,321/mo
Today · 4.125%
HK$111,695
baseline
▲ 0.50% · 4.625%
HK$118,492
+HK$6,797/mo
Deposit HK$9.88M · loan HK$23.05M · min. income ≈ HK$223,390/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,928
−HK$6,317/mo
▼ 0.25% · 3.875%
HK$120,064
−HK$3,181/mo
Today · 4.125%
HK$123,245
baseline
▲ 0.50% · 4.625%
HK$129,741
+HK$6,496/mo
Deposit HK$9.88M · loan HK$23.05M · min. income ≈ HK$246,490/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,134
−HK$8,474/mo
▼ 0.25% · 3.875%
HK$139,338
−HK$4,270/mo
Today · 4.125%
HK$143,608
baseline
▲ 0.50% · 4.625%
HK$152,347
+HK$8,739/mo
Deposit HK$3.29M · loan HK$29.63M · min. income ≈ HK$287,216/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,335
−HK$8,123/mo
▼ 0.25% · 3.875%
HK$154,367
−HK$4,091/mo
Today · 4.125%
HK$158,458
baseline
▲ 0.50% · 4.625%
HK$166,810
+HK$8,352/mo
Deposit HK$3.29M · loan HK$29.63M · min. income ≈ HK$316,916/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,259 · Scale 2, in force from 26 Feb 2026)