LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,077
−HK$4,708/mo
▼ 0.25% · 3.875%
HK$77,413
−HK$2,372/mo
Today · 4.125%
HK$79,785
baseline
▲ 0.50% · 4.625%
HK$84,640
+HK$4,855/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$159,570/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,399,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,523
−HK$4,512/mo
▼ 0.25% · 3.875%
HK$85,763
−HK$2,272/mo
Today · 4.125%
HK$88,035
baseline
▲ 0.50% · 4.625%
HK$92,676
+HK$4,641/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$176,070/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,399,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,093
−HK$5,649/mo
▼ 0.25% · 3.875%
HK$92,895
−HK$2,847/mo
Today · 4.125%
HK$95,742
baseline
▲ 0.50% · 4.625%
HK$101,568
+HK$5,826/mo
Deposit HK$13.17M · loan HK$19.75M · min. income ≈ HK$191,484/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,399,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,227
−HK$5,415/mo
▼ 0.25% · 3.875%
HK$102,915
−HK$2,727/mo
Today · 4.125%
HK$105,642
baseline
▲ 0.50% · 4.625%
HK$111,211
+HK$5,569/mo
Deposit HK$13.17M · loan HK$19.75M · min. income ≈ HK$211,284/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,399,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,108
−HK$6,592/mo
▼ 0.25% · 3.875%
HK$108,378
−HK$3,322/mo
Today · 4.125%
HK$111,700
baseline
▲ 0.50% · 4.625%
HK$118,496
+HK$6,796/mo
Deposit HK$9.88M · loan HK$23.05M · min. income ≈ HK$223,400/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,932
−HK$6,317/mo
▼ 0.25% · 3.875%
HK$120,068
−HK$3,181/mo
Today · 4.125%
HK$123,249
baseline
▲ 0.50% · 4.625%
HK$129,746
+HK$6,497/mo
Deposit HK$9.88M · loan HK$23.05M · min. income ≈ HK$246,498/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,139
−HK$8,475/mo
▼ 0.25% · 3.875%
HK$139,343
−HK$4,271/mo
Today · 4.125%
HK$143,614
baseline
▲ 0.50% · 4.625%
HK$152,352
+HK$8,738/mo
Deposit HK$3.29M · loan HK$29.63M · min. income ≈ HK$287,228/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,341
−HK$8,122/mo
▼ 0.25% · 3.875%
HK$154,373
−HK$4,090/mo
Today · 4.125%
HK$158,463
baseline
▲ 0.50% · 4.625%
HK$166,816
+HK$8,353/mo
Deposit HK$3.29M · loan HK$29.63M · min. income ≈ HK$316,926/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,311 · Scale 2, in force from 26 Feb 2026)