LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,082
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$77,418
−HK$2,373/mo
Today · 4.125%
HK$79,791
baseline
▲ 0.50% · 4.625%
HK$84,646
+HK$4,855/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$159,582/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,399,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,528
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$85,769
−HK$2,272/mo
Today · 4.125%
HK$88,041
baseline
▲ 0.50% · 4.625%
HK$92,682
+HK$4,641/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$176,082/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,399,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,099
−HK$5,650/mo
▼ 0.25% · 3.875%
HK$92,902
−HK$2,847/mo
Today · 4.125%
HK$95,749
baseline
▲ 0.50% · 4.625%
HK$101,575
+HK$5,826/mo
Deposit HK$13.17M · loan HK$19.76M · min. income ≈ HK$191,498/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,399,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,234
−HK$5,415/mo
▼ 0.25% · 3.875%
HK$102,922
−HK$2,727/mo
Today · 4.125%
HK$105,649
baseline
▲ 0.50% · 4.625%
HK$111,218
+HK$5,569/mo
Deposit HK$13.17M · loan HK$19.76M · min. income ≈ HK$211,298/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,399,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,115
−HK$6,592/mo
▼ 0.25% · 3.875%
HK$108,385
−HK$3,322/mo
Today · 4.125%
HK$111,707
baseline
▲ 0.50% · 4.625%
HK$118,504
+HK$6,797/mo
Deposit HK$9.88M · loan HK$23.05M · min. income ≈ HK$223,414/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,940
−HK$6,318/mo
▼ 0.25% · 3.875%
HK$120,076
−HK$3,182/mo
Today · 4.125%
HK$123,258
baseline
▲ 0.50% · 4.625%
HK$129,755
+HK$6,497/mo
Deposit HK$9.88M · loan HK$23.05M · min. income ≈ HK$246,516/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,148
−HK$8,475/mo
▼ 0.25% · 3.875%
HK$139,352
−HK$4,271/mo
Today · 4.125%
HK$143,623
baseline
▲ 0.50% · 4.625%
HK$152,363
+HK$8,740/mo
Deposit HK$3.29M · loan HK$29.63M · min. income ≈ HK$287,246/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,351
−HK$8,123/mo
▼ 0.25% · 3.875%
HK$154,384
−HK$4,090/mo
Today · 4.125%
HK$158,474
baseline
▲ 0.50% · 4.625%
HK$166,828
+HK$8,354/mo
Deposit HK$3.29M · loan HK$29.63M · min. income ≈ HK$316,948/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,406 · Scale 2, in force from 26 Feb 2026)