LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,085
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$77,421
−HK$2,373/mo
Today · 4.125%
HK$79,794
baseline
▲ 0.50% · 4.625%
HK$84,649
+HK$4,855/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$159,588/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,399,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,532
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$85,772
−HK$2,273/mo
Today · 4.125%
HK$88,045
baseline
▲ 0.50% · 4.625%
HK$92,686
+HK$4,641/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$176,090/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,399,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,102
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$92,905
−HK$2,848/mo
Today · 4.125%
HK$95,753
baseline
▲ 0.50% · 4.625%
HK$101,579
+HK$5,826/mo
Deposit HK$13.17M · loan HK$19.76M · min. income ≈ HK$191,506/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,399,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,238
−HK$5,416/mo
▼ 0.25% · 3.875%
HK$102,926
−HK$2,728/mo
Today · 4.125%
HK$105,654
baseline
▲ 0.50% · 4.625%
HK$111,223
+HK$5,569/mo
Deposit HK$13.17M · loan HK$19.76M · min. income ≈ HK$211,308/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,399,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,119
−HK$6,592/mo
▼ 0.25% · 3.875%
HK$108,389
−HK$3,322/mo
Today · 4.125%
HK$111,711
baseline
▲ 0.50% · 4.625%
HK$118,509
+HK$6,798/mo
Deposit HK$9.88M · loan HK$23.05M · min. income ≈ HK$223,422/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,944
−HK$6,318/mo
▼ 0.25% · 3.875%
HK$120,081
−HK$3,181/mo
Today · 4.125%
HK$123,262
baseline
▲ 0.50% · 4.625%
HK$129,760
+HK$6,498/mo
Deposit HK$9.88M · loan HK$23.05M · min. income ≈ HK$246,524/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,154
−HK$8,475/mo
▼ 0.25% · 3.875%
HK$139,358
−HK$4,271/mo
Today · 4.125%
HK$143,629
baseline
▲ 0.50% · 4.625%
HK$152,368
+HK$8,739/mo
Deposit HK$3.29M · loan HK$29.64M · min. income ≈ HK$287,258/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,357
−HK$8,123/mo
▼ 0.25% · 3.875%
HK$154,389
−HK$4,091/mo
Today · 4.125%
HK$158,480
baseline
▲ 0.50% · 4.625%
HK$166,834
+HK$8,354/mo
Deposit HK$3.29M · loan HK$29.64M · min. income ≈ HK$316,960/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,459 · Scale 2, in force from 26 Feb 2026)