LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,088
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$77,424
−HK$2,373/mo
Today · 4.125%
HK$79,797
baseline
▲ 0.50% · 4.625%
HK$84,653
+HK$4,856/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$159,594/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,399,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,535
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$85,776
−HK$2,272/mo
Today · 4.125%
HK$88,048
baseline
▲ 0.50% · 4.625%
HK$92,689
+HK$4,641/mo
Deposit HK$16.46M · loan HK$16.46M · min. income ≈ HK$176,096/mo (50% DSR)
Upfront cash ≈ HK$17.86M (deposit + AVD stamp duty HK$1,399,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,106
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$92,909
−HK$2,848/mo
Today · 4.125%
HK$95,757
baseline
▲ 0.50% · 4.625%
HK$101,583
+HK$5,826/mo
Deposit HK$13.17M · loan HK$19.76M · min. income ≈ HK$191,514/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,399,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,242
−HK$5,416/mo
▼ 0.25% · 3.875%
HK$102,931
−HK$2,727/mo
Today · 4.125%
HK$105,658
baseline
▲ 0.50% · 4.625%
HK$111,227
+HK$5,569/mo
Deposit HK$13.17M · loan HK$19.76M · min. income ≈ HK$211,316/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,399,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,124
−HK$6,592/mo
▼ 0.25% · 3.875%
HK$108,394
−HK$3,322/mo
Today · 4.125%
HK$111,716
baseline
▲ 0.50% · 4.625%
HK$118,514
+HK$6,798/mo
Deposit HK$9.88M · loan HK$23.05M · min. income ≈ HK$223,432/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,949
−HK$6,319/mo
▼ 0.25% · 3.875%
HK$120,086
−HK$3,182/mo
Today · 4.125%
HK$123,268
baseline
▲ 0.50% · 4.625%
HK$129,765
+HK$6,497/mo
Deposit HK$9.88M · loan HK$23.05M · min. income ≈ HK$246,536/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,159
−HK$8,476/mo
▼ 0.25% · 3.875%
HK$139,363
−HK$4,272/mo
Today · 4.125%
HK$143,635
baseline
▲ 0.50% · 4.625%
HK$152,375
+HK$8,740/mo
Deposit HK$3.29M · loan HK$29.64M · min. income ≈ HK$287,270/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,363
−HK$8,124/mo
▼ 0.25% · 3.875%
HK$154,396
−HK$4,091/mo
Today · 4.125%
HK$158,487
baseline
▲ 0.50% · 4.625%
HK$166,841
+HK$8,354/mo
Deposit HK$3.29M · loan HK$29.64M · min. income ≈ HK$316,974/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,519 · Scale 2, in force from 26 Feb 2026)