LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,091
−HK$4,709/mo
▼ 0.25% · 3.875%
HK$77,427
−HK$2,373/mo
Today · 4.125%
HK$79,800
baseline
▲ 0.50% · 4.625%
HK$84,656
+HK$4,856/mo
Deposit HK$16.47M · loan HK$16.47M · min. income ≈ HK$159,600/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,399,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,538
−HK$4,513/mo
▼ 0.25% · 3.875%
HK$85,779
−HK$2,272/mo
Today · 4.125%
HK$88,051
baseline
▲ 0.50% · 4.625%
HK$92,693
+HK$4,642/mo
Deposit HK$16.47M · loan HK$16.47M · min. income ≈ HK$176,102/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,399,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,109
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$92,912
−HK$2,848/mo
Today · 4.125%
HK$95,760
baseline
▲ 0.50% · 4.625%
HK$101,587
+HK$5,827/mo
Deposit HK$13.17M · loan HK$19.76M · min. income ≈ HK$191,520/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,399,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,246
−HK$5,416/mo
▼ 0.25% · 3.875%
HK$102,934
−HK$2,728/mo
Today · 4.125%
HK$105,662
baseline
▲ 0.50% · 4.625%
HK$111,231
+HK$5,569/mo
Deposit HK$13.17M · loan HK$19.76M · min. income ≈ HK$211,324/mo (50% DSR)
Upfront cash ≈ HK$14.57M (deposit + AVD stamp duty HK$1,399,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,128
−HK$6,592/mo
▼ 0.25% · 3.875%
HK$108,398
−HK$3,322/mo
Today · 4.125%
HK$111,720
baseline
▲ 0.50% · 4.625%
HK$118,518
+HK$6,798/mo
Deposit HK$9.88M · loan HK$23.05M · min. income ≈ HK$223,440/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,953
−HK$6,319/mo
▼ 0.25% · 3.875%
HK$120,090
−HK$3,182/mo
Today · 4.125%
HK$123,272
baseline
▲ 0.50% · 4.625%
HK$129,770
+HK$6,498/mo
Deposit HK$9.88M · loan HK$23.05M · min. income ≈ HK$246,544/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,164
−HK$8,476/mo
▼ 0.25% · 3.875%
HK$139,368
−HK$4,272/mo
Today · 4.125%
HK$143,640
baseline
▲ 0.50% · 4.625%
HK$152,380
+HK$8,740/mo
Deposit HK$3.29M · loan HK$29.64M · min. income ≈ HK$287,280/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,369
−HK$8,124/mo
▼ 0.25% · 3.875%
HK$154,401
−HK$4,092/mo
Today · 4.125%
HK$158,493
baseline
▲ 0.50% · 4.625%
HK$166,847
+HK$8,354/mo
Deposit HK$3.29M · loan HK$29.64M · min. income ≈ HK$316,986/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,568 · Scale 2, in force from 26 Feb 2026)