LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,108
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$77,444
−HK$2,374/mo
Today · 4.125%
HK$79,818
baseline
▲ 0.50% · 4.625%
HK$84,675
+HK$4,857/mo
Deposit HK$16.47M · loan HK$16.47M · min. income ≈ HK$159,636/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,399,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,557
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$85,798
−HK$2,273/mo
Today · 4.125%
HK$88,071
baseline
▲ 0.50% · 4.625%
HK$92,713
+HK$4,642/mo
Deposit HK$16.47M · loan HK$16.47M · min. income ≈ HK$176,142/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,399,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,130
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$92,933
−HK$2,848/mo
Today · 4.125%
HK$95,781
baseline
▲ 0.50% · 4.625%
HK$101,609
+HK$5,828/mo
Deposit HK$13.18M · loan HK$19.76M · min. income ≈ HK$191,562/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,399,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,268
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$102,957
−HK$2,728/mo
Today · 4.125%
HK$105,685
baseline
▲ 0.50% · 4.625%
HK$111,256
+HK$5,571/mo
Deposit HK$13.18M · loan HK$19.76M · min. income ≈ HK$211,370/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,399,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,151
−HK$6,594/mo
▼ 0.25% · 3.875%
HK$108,422
−HK$3,323/mo
Today · 4.125%
HK$111,745
baseline
▲ 0.50% · 4.625%
HK$118,544
+HK$6,799/mo
Deposit HK$9.88M · loan HK$23.06M · min. income ≈ HK$223,490/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,980
−HK$6,320/mo
▼ 0.25% · 3.875%
HK$120,117
−HK$3,183/mo
Today · 4.125%
HK$123,300
baseline
▲ 0.50% · 4.625%
HK$129,799
+HK$6,499/mo
Deposit HK$9.88M · loan HK$23.06M · min. income ≈ HK$246,600/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,194
−HK$8,478/mo
▼ 0.25% · 3.875%
HK$139,400
−HK$4,272/mo
Today · 4.125%
HK$143,672
baseline
▲ 0.50% · 4.625%
HK$152,414
+HK$8,742/mo
Deposit HK$3.29M · loan HK$29.64M · min. income ≈ HK$287,344/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,402
−HK$8,126/mo
▼ 0.25% · 3.875%
HK$154,436
−HK$4,092/mo
Today · 4.125%
HK$158,528
baseline
▲ 0.50% · 4.625%
HK$166,884
+HK$8,356/mo
Deposit HK$3.29M · loan HK$29.64M · min. income ≈ HK$317,056/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,881 · Scale 2, in force from 26 Feb 2026)