LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,109
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$77,445
−HK$2,374/mo
Today · 4.125%
HK$79,819
baseline
▲ 0.50% · 4.625%
HK$84,675
+HK$4,856/mo
Deposit HK$16.47M · loan HK$16.47M · min. income ≈ HK$159,638/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,399,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,558
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$85,799
−HK$2,273/mo
Today · 4.125%
HK$88,072
baseline
▲ 0.50% · 4.625%
HK$92,714
+HK$4,642/mo
Deposit HK$16.47M · loan HK$16.47M · min. income ≈ HK$176,144/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,399,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,130
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$92,934
−HK$2,848/mo
Today · 4.125%
HK$95,782
baseline
▲ 0.50% · 4.625%
HK$101,610
+HK$5,828/mo
Deposit HK$13.18M · loan HK$19.76M · min. income ≈ HK$191,564/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,399,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,269
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$102,958
−HK$2,728/mo
Today · 4.125%
HK$105,686
baseline
▲ 0.50% · 4.625%
HK$111,257
+HK$5,571/mo
Deposit HK$13.18M · loan HK$19.76M · min. income ≈ HK$211,372/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,399,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,152
−HK$6,594/mo
▼ 0.25% · 3.875%
HK$108,423
−HK$3,323/mo
Today · 4.125%
HK$111,746
baseline
▲ 0.50% · 4.625%
HK$118,546
+HK$6,800/mo
Deposit HK$9.88M · loan HK$23.06M · min. income ≈ HK$223,492/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,981
−HK$6,320/mo
▼ 0.25% · 3.875%
HK$120,118
−HK$3,183/mo
Today · 4.125%
HK$123,301
baseline
▲ 0.50% · 4.625%
HK$129,800
+HK$6,499/mo
Deposit HK$9.88M · loan HK$23.06M · min. income ≈ HK$246,602/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,196
−HK$8,477/mo
▼ 0.25% · 3.875%
HK$139,401
−HK$4,272/mo
Today · 4.125%
HK$143,673
baseline
▲ 0.50% · 4.625%
HK$152,416
+HK$8,743/mo
Deposit HK$3.29M · loan HK$29.64M · min. income ≈ HK$287,346/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,404
−HK$8,125/mo
▼ 0.25% · 3.875%
HK$154,437
−HK$4,092/mo
Today · 4.125%
HK$158,529
baseline
▲ 0.50% · 4.625%
HK$166,886
+HK$8,357/mo
Deposit HK$3.29M · loan HK$29.64M · min. income ≈ HK$317,058/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,894 · Scale 2, in force from 26 Feb 2026)