LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,110
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$77,446
−HK$2,374/mo
Today · 4.125%
HK$79,820
baseline
▲ 0.50% · 4.625%
HK$84,677
+HK$4,857/mo
Deposit HK$16.47M · loan HK$16.47M · min. income ≈ HK$159,640/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,399,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,559
−HK$4,514/mo
▼ 0.25% · 3.875%
HK$85,800
−HK$2,273/mo
Today · 4.125%
HK$88,073
baseline
▲ 0.50% · 4.625%
HK$92,716
+HK$4,643/mo
Deposit HK$16.47M · loan HK$16.47M · min. income ≈ HK$176,146/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,399,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,132
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$92,935
−HK$2,849/mo
Today · 4.125%
HK$95,784
baseline
▲ 0.50% · 4.625%
HK$101,612
+HK$5,828/mo
Deposit HK$13.18M · loan HK$19.76M · min. income ≈ HK$191,568/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,399,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,271
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$102,960
−HK$2,728/mo
Today · 4.125%
HK$105,688
baseline
▲ 0.50% · 4.625%
HK$111,259
+HK$5,571/mo
Deposit HK$13.18M · loan HK$19.76M · min. income ≈ HK$211,376/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,399,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,154
−HK$6,594/mo
▼ 0.25% · 3.875%
HK$108,425
−HK$3,323/mo
Today · 4.125%
HK$111,748
baseline
▲ 0.50% · 4.625%
HK$118,547
+HK$6,799/mo
Deposit HK$9.88M · loan HK$23.06M · min. income ≈ HK$223,496/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,982
−HK$6,321/mo
▼ 0.25% · 3.875%
HK$120,120
−HK$3,183/mo
Today · 4.125%
HK$123,303
baseline
▲ 0.50% · 4.625%
HK$129,802
+HK$6,499/mo
Deposit HK$9.88M · loan HK$23.06M · min. income ≈ HK$246,606/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,198
−HK$8,478/mo
▼ 0.25% · 3.875%
HK$139,403
−HK$4,273/mo
Today · 4.125%
HK$143,676
baseline
▲ 0.50% · 4.625%
HK$152,418
+HK$8,742/mo
Deposit HK$3.29M · loan HK$29.65M · min. income ≈ HK$287,352/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,406
−HK$8,126/mo
▼ 0.25% · 3.875%
HK$154,440
−HK$4,092/mo
Today · 4.125%
HK$158,532
baseline
▲ 0.50% · 4.625%
HK$166,888
+HK$8,356/mo
Deposit HK$3.29M · loan HK$29.65M · min. income ≈ HK$317,064/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,915 · Scale 2, in force from 26 Feb 2026)