LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,111
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$77,447
−HK$2,374/mo
Today · 4.125%
HK$79,821
baseline
▲ 0.50% · 4.625%
HK$84,678
+HK$4,857/mo
Deposit HK$16.47M · loan HK$16.47M · min. income ≈ HK$159,642/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,399,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,560
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$85,801
−HK$2,274/mo
Today · 4.125%
HK$88,075
baseline
▲ 0.50% · 4.625%
HK$92,717
+HK$4,642/mo
Deposit HK$16.47M · loan HK$16.47M · min. income ≈ HK$176,150/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,399,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,133
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$92,937
−HK$2,848/mo
Today · 4.125%
HK$95,785
baseline
▲ 0.50% · 4.625%
HK$101,614
+HK$5,829/mo
Deposit HK$13.18M · loan HK$19.76M · min. income ≈ HK$191,570/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,399,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,272
−HK$5,418/mo
▼ 0.25% · 3.875%
HK$102,962
−HK$2,728/mo
Today · 4.125%
HK$105,690
baseline
▲ 0.50% · 4.625%
HK$111,261
+HK$5,571/mo
Deposit HK$13.18M · loan HK$19.76M · min. income ≈ HK$211,380/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,399,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,155
−HK$6,595/mo
▼ 0.25% · 3.875%
HK$108,426
−HK$3,324/mo
Today · 4.125%
HK$111,750
baseline
▲ 0.50% · 4.625%
HK$118,549
+HK$6,799/mo
Deposit HK$9.88M · loan HK$23.06M · min. income ≈ HK$223,500/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,984
−HK$6,321/mo
▼ 0.25% · 3.875%
HK$120,122
−HK$3,183/mo
Today · 4.125%
HK$123,305
baseline
▲ 0.50% · 4.625%
HK$129,804
+HK$6,499/mo
Deposit HK$9.88M · loan HK$23.06M · min. income ≈ HK$246,610/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,200
−HK$8,478/mo
▼ 0.25% · 3.875%
HK$139,405
−HK$4,273/mo
Today · 4.125%
HK$143,678
baseline
▲ 0.50% · 4.625%
HK$152,421
+HK$8,743/mo
Deposit HK$3.29M · loan HK$29.65M · min. income ≈ HK$287,356/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,408
−HK$8,127/mo
▼ 0.25% · 3.875%
HK$154,442
−HK$4,093/mo
Today · 4.125%
HK$158,535
baseline
▲ 0.50% · 4.625%
HK$166,891
+HK$8,356/mo
Deposit HK$3.29M · loan HK$29.65M · min. income ≈ HK$317,070/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,939 · Scale 2, in force from 26 Feb 2026)