LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,114
−HK$4,710/mo
▼ 0.25% · 3.875%
HK$77,450
−HK$2,374/mo
Today · 4.125%
HK$79,824
baseline
▲ 0.50% · 4.625%
HK$84,681
+HK$4,857/mo
Deposit HK$16.47M · loan HK$16.47M · min. income ≈ HK$159,648/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,399,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,563
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$85,804
−HK$2,274/mo
Today · 4.125%
HK$88,078
baseline
▲ 0.50% · 4.625%
HK$92,720
+HK$4,642/mo
Deposit HK$16.47M · loan HK$16.47M · min. income ≈ HK$176,156/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,399,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,136
−HK$5,653/mo
▼ 0.25% · 3.875%
HK$92,940
−HK$2,849/mo
Today · 4.125%
HK$95,789
baseline
▲ 0.50% · 4.625%
HK$101,617
+HK$5,828/mo
Deposit HK$13.18M · loan HK$19.76M · min. income ≈ HK$191,578/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,399,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,276
−HK$5,417/mo
▼ 0.25% · 3.875%
HK$102,965
−HK$2,728/mo
Today · 4.125%
HK$105,693
baseline
▲ 0.50% · 4.625%
HK$111,265
+HK$5,572/mo
Deposit HK$13.18M · loan HK$19.76M · min. income ≈ HK$211,386/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,399,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,159
−HK$6,594/mo
▼ 0.25% · 3.875%
HK$108,430
−HK$3,323/mo
Today · 4.125%
HK$111,753
baseline
▲ 0.50% · 4.625%
HK$118,553
+HK$6,800/mo
Deposit HK$9.88M · loan HK$23.06M · min. income ≈ HK$223,506/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,988
−HK$6,321/mo
▼ 0.25% · 3.875%
HK$120,126
−HK$3,183/mo
Today · 4.125%
HK$123,309
baseline
▲ 0.50% · 4.625%
HK$129,809
+HK$6,500/mo
Deposit HK$9.88M · loan HK$23.06M · min. income ≈ HK$246,618/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,399,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,204
−HK$8,479/mo
▼ 0.25% · 3.875%
HK$139,410
−HK$4,273/mo
Today · 4.125%
HK$143,683
baseline
▲ 0.50% · 4.625%
HK$152,426
+HK$8,743/mo
Deposit HK$3.29M · loan HK$29.65M · min. income ≈ HK$287,366/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,414
−HK$8,126/mo
▼ 0.25% · 3.875%
HK$154,448
−HK$4,092/mo
Today · 4.125%
HK$158,540
baseline
▲ 0.50% · 4.625%
HK$166,897
+HK$8,357/mo
Deposit HK$3.29M · loan HK$29.65M · min. income ≈ HK$317,080/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,399,986 · Scale 2, in force from 26 Feb 2026)