LTV · monthly repayment
▼ 0.50% · 3.625%
HK$751,145
−HK$47,103/mo
▼ 0.25% · 3.875%
HK$774,509
−HK$23,739/mo
Today · 4.125%
HK$798,248
baseline
▲ 0.50% · 4.625%
HK$846,819
+HK$48,571/mo
Deposit HK$164.71M · loan HK$164.71M · min. income ≈ HK$1,596,496/mo (50% DSR)
Upfront cash ≈ HK$186.12M (deposit + AVD stamp duty HK$21,411,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$835,641
−HK$45,147/mo
▼ 0.25% · 3.875%
HK$858,052
−HK$22,736/mo
Today · 4.125%
HK$880,788
baseline
▲ 0.50% · 4.625%
HK$927,215
+HK$46,427/mo
Deposit HK$164.71M · loan HK$164.71M · min. income ≈ HK$1,761,576/mo (50% DSR)
Upfront cash ≈ HK$186.12M (deposit + AVD stamp duty HK$21,411,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$901,373
−HK$56,524/mo
▼ 0.25% · 3.875%
HK$929,411
−HK$28,486/mo
Today · 4.125%
HK$957,897
baseline
▲ 0.50% · 4.625%
HK$1,016,183
+HK$58,286/mo
Deposit HK$131.76M · loan HK$197.65M · min. income ≈ HK$1,915,794/mo (50% DSR)
Upfront cash ≈ HK$153.18M (deposit + AVD stamp duty HK$21,411,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,002,769
−HK$54,176/mo
▼ 0.25% · 3.875%
HK$1,029,663
−HK$27,282/mo
Today · 4.125%
HK$1,056,945
baseline
▲ 0.50% · 4.625%
HK$1,112,658
+HK$55,713/mo
Deposit HK$131.76M · loan HK$197.65M · min. income ≈ HK$2,113,890/mo (50% DSR)
Upfront cash ≈ HK$153.18M (deposit + AVD stamp duty HK$21,411,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,051,602
−HK$65,945/mo
▼ 0.25% · 3.875%
HK$1,084,313
−HK$33,234/mo
Today · 4.125%
HK$1,117,547
baseline
▲ 0.50% · 4.625%
HK$1,185,547
+HK$68,000/mo
Deposit HK$98.82M · loan HK$230.59M · min. income ≈ HK$2,235,094/mo (50% DSR)
Upfront cash ≈ HK$120.24M (deposit + AVD stamp duty HK$21,411,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,169,897
−HK$63,206/mo
▼ 0.25% · 3.875%
HK$1,201,273
−HK$31,830/mo
Today · 4.125%
HK$1,233,103
baseline
▲ 0.50% · 4.625%
HK$1,298,101
+HK$64,998/mo
Deposit HK$98.82M · loan HK$230.59M · min. income ≈ HK$2,466,206/mo (50% DSR)
Upfront cash ≈ HK$120.24M (deposit + AVD stamp duty HK$21,411,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,352,060
−HK$84,786/mo
▼ 0.25% · 3.875%
HK$1,394,117
−HK$42,729/mo
Today · 4.125%
HK$1,436,846
baseline
▲ 0.50% · 4.625%
HK$1,524,275
+HK$87,429/mo
Deposit HK$32.94M · loan HK$296.47M · min. income ≈ HK$2,873,692/mo (50% DSR)
Upfront cash ≈ HK$54.35M (deposit + AVD stamp duty HK$21,411,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,504,153
−HK$81,265/mo
▼ 0.25% · 3.875%
HK$1,544,494
−HK$40,924/mo
Today · 4.125%
HK$1,585,418
baseline
▲ 0.50% · 4.625%
HK$1,668,988
+HK$83,570/mo
Deposit HK$32.94M · loan HK$296.47M · min. income ≈ HK$3,170,836/mo (50% DSR)
Upfront cash ≈ HK$54.35M (deposit + AVD stamp duty HK$21,411,799 · Scale 2, in force from 26 Feb 2026)