LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,118
−HK$4,711/mo
▼ 0.25% · 3.875%
HK$77,455
−HK$2,374/mo
Today · 4.125%
HK$79,829
baseline
▲ 0.50% · 4.625%
HK$84,686
+HK$4,857/mo
Deposit HK$16.47M · loan HK$16.47M · min. income ≈ HK$159,658/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,400,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,568
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$85,810
−HK$2,273/mo
Today · 4.125%
HK$88,083
baseline
▲ 0.50% · 4.625%
HK$92,726
+HK$4,643/mo
Deposit HK$16.47M · loan HK$16.47M · min. income ≈ HK$176,166/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,400,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,142
−HK$5,653/mo
▼ 0.25% · 3.875%
HK$92,946
−HK$2,849/mo
Today · 4.125%
HK$95,795
baseline
▲ 0.50% · 4.625%
HK$101,624
+HK$5,829/mo
Deposit HK$13.18M · loan HK$19.77M · min. income ≈ HK$191,590/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,400,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,282
−HK$5,418/mo
▼ 0.25% · 3.875%
HK$102,972
−HK$2,728/mo
Today · 4.125%
HK$105,700
baseline
▲ 0.50% · 4.625%
HK$111,272
+HK$5,572/mo
Deposit HK$13.18M · loan HK$19.77M · min. income ≈ HK$211,400/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,400,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,166
−HK$6,595/mo
▼ 0.25% · 3.875%
HK$108,437
−HK$3,324/mo
Today · 4.125%
HK$111,761
baseline
▲ 0.50% · 4.625%
HK$118,561
+HK$6,800/mo
Deposit HK$9.88M · loan HK$23.06M · min. income ≈ HK$223,522/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,400,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,996
−HK$6,321/mo
▼ 0.25% · 3.875%
HK$120,134
−HK$3,183/mo
Today · 4.125%
HK$123,317
baseline
▲ 0.50% · 4.625%
HK$129,817
+HK$6,500/mo
Deposit HK$9.88M · loan HK$23.06M · min. income ≈ HK$246,634/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,400,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,213
−HK$8,479/mo
▼ 0.25% · 3.875%
HK$139,419
−HK$4,273/mo
Today · 4.125%
HK$143,692
baseline
▲ 0.50% · 4.625%
HK$152,436
+HK$8,744/mo
Deposit HK$3.29M · loan HK$29.65M · min. income ≈ HK$287,384/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,400,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,423
−HK$8,127/mo
▼ 0.25% · 3.875%
HK$154,458
−HK$4,092/mo
Today · 4.125%
HK$158,550
baseline
▲ 0.50% · 4.625%
HK$166,908
+HK$8,358/mo
Deposit HK$3.29M · loan HK$29.65M · min. income ≈ HK$317,100/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,400,077 · Scale 2, in force from 26 Feb 2026)