LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,122
−HK$4,711/mo
▼ 0.25% · 3.875%
HK$77,459
−HK$2,374/mo
Today · 4.125%
HK$79,833
baseline
▲ 0.50% · 4.625%
HK$84,690
+HK$4,857/mo
Deposit HK$16.47M · loan HK$16.47M · min. income ≈ HK$159,666/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,400,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,572
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$85,814
−HK$2,273/mo
Today · 4.125%
HK$88,087
baseline
▲ 0.50% · 4.625%
HK$92,731
+HK$4,644/mo
Deposit HK$16.47M · loan HK$16.47M · min. income ≈ HK$176,174/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,400,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,146
−HK$5,653/mo
▼ 0.25% · 3.875%
HK$92,950
−HK$2,849/mo
Today · 4.125%
HK$95,799
baseline
▲ 0.50% · 4.625%
HK$101,628
+HK$5,829/mo
Deposit HK$13.18M · loan HK$19.77M · min. income ≈ HK$191,598/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,400,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,287
−HK$5,418/mo
▼ 0.25% · 3.875%
HK$102,976
−HK$2,729/mo
Today · 4.125%
HK$105,705
baseline
▲ 0.50% · 4.625%
HK$111,277
+HK$5,572/mo
Deposit HK$13.18M · loan HK$19.77M · min. income ≈ HK$211,410/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,400,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,171
−HK$6,595/mo
▼ 0.25% · 3.875%
HK$108,442
−HK$3,324/mo
Today · 4.125%
HK$111,766
baseline
▲ 0.50% · 4.625%
HK$118,566
+HK$6,800/mo
Deposit HK$9.88M · loan HK$23.06M · min. income ≈ HK$223,532/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,400,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,001
−HK$6,321/mo
▼ 0.25% · 3.875%
HK$120,139
−HK$3,183/mo
Today · 4.125%
HK$123,322
baseline
▲ 0.50% · 4.625%
HK$129,823
+HK$6,501/mo
Deposit HK$9.88M · loan HK$23.06M · min. income ≈ HK$246,644/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,400,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,219
−HK$8,480/mo
▼ 0.25% · 3.875%
HK$139,425
−HK$4,274/mo
Today · 4.125%
HK$143,699
baseline
▲ 0.50% · 4.625%
HK$152,442
+HK$8,743/mo
Deposit HK$3.29M · loan HK$29.65M · min. income ≈ HK$287,398/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,400,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,430
−HK$8,127/mo
▼ 0.25% · 3.875%
HK$154,465
−HK$4,092/mo
Today · 4.125%
HK$158,557
baseline
▲ 0.50% · 4.625%
HK$166,915
+HK$8,358/mo
Deposit HK$3.29M · loan HK$29.65M · min. income ≈ HK$317,114/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,400,140 · Scale 2, in force from 26 Feb 2026)