LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,125
−HK$4,711/mo
▼ 0.25% · 3.875%
HK$77,462
−HK$2,374/mo
Today · 4.125%
HK$79,836
baseline
▲ 0.50% · 4.625%
HK$84,694
+HK$4,858/mo
Deposit HK$16.47M · loan HK$16.47M · min. income ≈ HK$159,672/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,400,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,576
−HK$4,515/mo
▼ 0.25% · 3.875%
HK$85,817
−HK$2,274/mo
Today · 4.125%
HK$88,091
baseline
▲ 0.50% · 4.625%
HK$92,734
+HK$4,643/mo
Deposit HK$16.47M · loan HK$16.47M · min. income ≈ HK$176,182/mo (50% DSR)
Upfront cash ≈ HK$17.87M (deposit + AVD stamp duty HK$1,400,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,150
−HK$5,653/mo
▼ 0.25% · 3.875%
HK$92,954
−HK$2,849/mo
Today · 4.125%
HK$95,803
baseline
▲ 0.50% · 4.625%
HK$101,632
+HK$5,829/mo
Deposit HK$13.18M · loan HK$19.77M · min. income ≈ HK$191,606/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,400,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,291
−HK$5,418/mo
▼ 0.25% · 3.875%
HK$102,981
−HK$2,728/mo
Today · 4.125%
HK$105,709
baseline
▲ 0.50% · 4.625%
HK$111,281
+HK$5,572/mo
Deposit HK$13.18M · loan HK$19.77M · min. income ≈ HK$211,418/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,400,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,175
−HK$6,595/mo
▼ 0.25% · 3.875%
HK$108,446
−HK$3,324/mo
Today · 4.125%
HK$111,770
baseline
▲ 0.50% · 4.625%
HK$118,571
+HK$6,801/mo
Deposit HK$9.88M · loan HK$23.06M · min. income ≈ HK$223,540/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,400,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,006
−HK$6,321/mo
▼ 0.25% · 3.875%
HK$120,144
−HK$3,183/mo
Today · 4.125%
HK$123,327
baseline
▲ 0.50% · 4.625%
HK$129,828
+HK$6,501/mo
Deposit HK$9.88M · loan HK$23.06M · min. income ≈ HK$246,654/mo (50% DSR)
Upfront cash ≈ HK$11.28M (deposit + AVD stamp duty HK$1,400,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,225
−HK$8,480/mo
▼ 0.25% · 3.875%
HK$139,431
−HK$4,274/mo
Today · 4.125%
HK$143,705
baseline
▲ 0.50% · 4.625%
HK$152,449
+HK$8,744/mo
Deposit HK$3.29M · loan HK$29.65M · min. income ≈ HK$287,410/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,400,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,436
−HK$8,128/mo
▼ 0.25% · 3.875%
HK$154,471
−HK$4,093/mo
Today · 4.125%
HK$158,564
baseline
▲ 0.50% · 4.625%
HK$166,922
+HK$8,358/mo
Deposit HK$3.29M · loan HK$29.65M · min. income ≈ HK$317,128/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$1,400,196 · Scale 2, in force from 26 Feb 2026)