LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,145
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$77,483
−HK$2,375/mo
Today · 4.125%
HK$79,858
baseline
▲ 0.50% · 4.625%
HK$84,717
+HK$4,859/mo
Deposit HK$16.48M · loan HK$16.48M · min. income ≈ HK$159,716/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,400,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,598
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$85,841
−HK$2,274/mo
Today · 4.125%
HK$88,115
baseline
▲ 0.50% · 4.625%
HK$92,760
+HK$4,645/mo
Deposit HK$16.48M · loan HK$16.48M · min. income ≈ HK$176,230/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,400,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,174
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$92,979
−HK$2,850/mo
Today · 4.125%
HK$95,829
baseline
▲ 0.50% · 4.625%
HK$101,660
+HK$5,831/mo
Deposit HK$13.18M · loan HK$19.77M · min. income ≈ HK$191,658/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,400,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,318
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$103,009
−HK$2,729/mo
Today · 4.125%
HK$105,738
baseline
▲ 0.50% · 4.625%
HK$111,312
+HK$5,574/mo
Deposit HK$13.18M · loan HK$19.77M · min. income ≈ HK$211,476/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,400,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,204
−HK$6,597/mo
▼ 0.25% · 3.875%
HK$108,476
−HK$3,325/mo
Today · 4.125%
HK$111,801
baseline
▲ 0.50% · 4.625%
HK$118,604
+HK$6,803/mo
Deposit HK$9.89M · loan HK$23.07M · min. income ≈ HK$223,602/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$1,400,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,038
−HK$6,323/mo
▼ 0.25% · 3.875%
HK$120,177
−HK$3,184/mo
Today · 4.125%
HK$123,361
baseline
▲ 0.50% · 4.625%
HK$129,864
+HK$6,503/mo
Deposit HK$9.89M · loan HK$23.07M · min. income ≈ HK$246,722/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$1,400,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,262
−HK$8,482/mo
▼ 0.25% · 3.875%
HK$139,469
−HK$4,275/mo
Today · 4.125%
HK$143,744
baseline
▲ 0.50% · 4.625%
HK$152,490
+HK$8,746/mo
Deposit HK$3.30M · loan HK$29.66M · min. income ≈ HK$287,488/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,400,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,477
−HK$8,130/mo
▼ 0.25% · 3.875%
HK$154,513
−HK$4,094/mo
Today · 4.125%
HK$158,607
baseline
▲ 0.50% · 4.625%
HK$166,967
+HK$8,360/mo
Deposit HK$3.30M · loan HK$29.66M · min. income ≈ HK$317,214/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,400,579 · Scale 2, in force from 26 Feb 2026)