LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,146
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$77,483
−HK$2,375/mo
Today · 4.125%
HK$79,858
baseline
▲ 0.50% · 4.625%
HK$84,717
+HK$4,859/mo
Deposit HK$16.48M · loan HK$16.48M · min. income ≈ HK$159,716/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,400,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,599
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$85,841
−HK$2,275/mo
Today · 4.125%
HK$88,116
baseline
▲ 0.50% · 4.625%
HK$92,760
+HK$4,644/mo
Deposit HK$16.48M · loan HK$16.48M · min. income ≈ HK$176,232/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,400,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,175
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$92,980
−HK$2,850/mo
Today · 4.125%
HK$95,830
baseline
▲ 0.50% · 4.625%
HK$101,661
+HK$5,831/mo
Deposit HK$13.18M · loan HK$19.77M · min. income ≈ HK$191,660/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,400,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,319
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$103,009
−HK$2,730/mo
Today · 4.125%
HK$105,739
baseline
▲ 0.50% · 4.625%
HK$111,313
+HK$5,574/mo
Deposit HK$13.18M · loan HK$19.77M · min. income ≈ HK$211,478/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,400,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,204
−HK$6,598/mo
▼ 0.25% · 3.875%
HK$108,477
−HK$3,325/mo
Today · 4.125%
HK$111,802
baseline
▲ 0.50% · 4.625%
HK$118,604
+HK$6,802/mo
Deposit HK$9.89M · loan HK$23.07M · min. income ≈ HK$223,604/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$1,400,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,039
−HK$6,323/mo
▼ 0.25% · 3.875%
HK$120,178
−HK$3,184/mo
Today · 4.125%
HK$123,362
baseline
▲ 0.50% · 4.625%
HK$129,865
+HK$6,503/mo
Deposit HK$9.89M · loan HK$23.07M · min. income ≈ HK$246,724/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$1,400,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,263
−HK$8,482/mo
▼ 0.25% · 3.875%
HK$139,470
−HK$4,275/mo
Today · 4.125%
HK$143,745
baseline
▲ 0.50% · 4.625%
HK$152,491
+HK$8,746/mo
Deposit HK$3.30M · loan HK$29.66M · min. income ≈ HK$287,490/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,400,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,478
−HK$8,130/mo
▼ 0.25% · 3.875%
HK$154,514
−HK$4,094/mo
Today · 4.125%
HK$158,608
baseline
▲ 0.50% · 4.625%
HK$166,969
+HK$8,361/mo
Deposit HK$3.30M · loan HK$29.66M · min. income ≈ HK$317,216/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,400,590 · Scale 2, in force from 26 Feb 2026)