LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,147
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$77,485
−HK$2,375/mo
Today · 4.125%
HK$79,860
baseline
▲ 0.50% · 4.625%
HK$84,719
+HK$4,859/mo
Deposit HK$16.48M · loan HK$16.48M · min. income ≈ HK$159,720/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,400,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,601
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$85,843
−HK$2,275/mo
Today · 4.125%
HK$88,118
baseline
▲ 0.50% · 4.625%
HK$92,762
+HK$4,644/mo
Deposit HK$16.48M · loan HK$16.48M · min. income ≈ HK$176,236/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,400,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,177
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$92,982
−HK$2,850/mo
Today · 4.125%
HK$95,832
baseline
▲ 0.50% · 4.625%
HK$101,663
+HK$5,831/mo
Deposit HK$13.18M · loan HK$19.77M · min. income ≈ HK$191,664/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,400,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,321
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$103,012
−HK$2,729/mo
Today · 4.125%
HK$105,741
baseline
▲ 0.50% · 4.625%
HK$111,315
+HK$5,574/mo
Deposit HK$13.18M · loan HK$19.77M · min. income ≈ HK$211,482/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,400,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,206
−HK$6,598/mo
▼ 0.25% · 3.875%
HK$108,479
−HK$3,325/mo
Today · 4.125%
HK$111,804
baseline
▲ 0.50% · 4.625%
HK$118,607
+HK$6,803/mo
Deposit HK$9.89M · loan HK$23.07M · min. income ≈ HK$223,608/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$1,400,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,041
−HK$6,324/mo
▼ 0.25% · 3.875%
HK$120,180
−HK$3,185/mo
Today · 4.125%
HK$123,365
baseline
▲ 0.50% · 4.625%
HK$129,867
+HK$6,502/mo
Deposit HK$9.89M · loan HK$23.07M · min. income ≈ HK$246,730/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$1,400,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,265
−HK$8,483/mo
▼ 0.25% · 3.875%
HK$139,473
−HK$4,275/mo
Today · 4.125%
HK$143,748
baseline
▲ 0.50% · 4.625%
HK$152,495
+HK$8,747/mo
Deposit HK$3.30M · loan HK$29.66M · min. income ≈ HK$287,496/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,400,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,481
−HK$8,131/mo
▼ 0.25% · 3.875%
HK$154,517
−HK$4,095/mo
Today · 4.125%
HK$158,612
baseline
▲ 0.50% · 4.625%
HK$166,972
+HK$8,360/mo
Deposit HK$3.30M · loan HK$29.66M · min. income ≈ HK$317,224/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,400,618 · Scale 2, in force from 26 Feb 2026)