LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,155
−HK$4,712/mo
▼ 0.25% · 3.875%
HK$77,492
−HK$2,375/mo
Today · 4.125%
HK$79,867
baseline
▲ 0.50% · 4.625%
HK$84,727
+HK$4,860/mo
Deposit HK$16.48M · loan HK$16.48M · min. income ≈ HK$159,734/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,400,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,609
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$85,851
−HK$2,275/mo
Today · 4.125%
HK$88,126
baseline
▲ 0.50% · 4.625%
HK$92,771
+HK$4,645/mo
Deposit HK$16.48M · loan HK$16.48M · min. income ≈ HK$176,252/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,400,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,186
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$92,991
−HK$2,850/mo
Today · 4.125%
HK$95,841
baseline
▲ 0.50% · 4.625%
HK$101,673
+HK$5,832/mo
Deposit HK$13.18M · loan HK$19.78M · min. income ≈ HK$191,682/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,400,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,331
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$103,021
−HK$2,730/mo
Today · 4.125%
HK$105,751
baseline
▲ 0.50% · 4.625%
HK$111,325
+HK$5,574/mo
Deposit HK$13.18M · loan HK$19.78M · min. income ≈ HK$211,502/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,400,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,216
−HK$6,598/mo
▼ 0.25% · 3.875%
HK$108,489
−HK$3,325/mo
Today · 4.125%
HK$111,814
baseline
▲ 0.50% · 4.625%
HK$118,618
+HK$6,804/mo
Deposit HK$9.89M · loan HK$23.07M · min. income ≈ HK$223,628/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$1,400,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,052
−HK$6,324/mo
▼ 0.25% · 3.875%
HK$120,192
−HK$3,184/mo
Today · 4.125%
HK$123,376
baseline
▲ 0.50% · 4.625%
HK$129,880
+HK$6,504/mo
Deposit HK$9.89M · loan HK$23.07M · min. income ≈ HK$246,752/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$1,400,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,278
−HK$8,483/mo
▼ 0.25% · 3.875%
HK$139,486
−HK$4,275/mo
Today · 4.125%
HK$143,761
baseline
▲ 0.50% · 4.625%
HK$152,509
+HK$8,748/mo
Deposit HK$3.30M · loan HK$29.66M · min. income ≈ HK$287,522/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,400,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,496
−HK$8,131/mo
▼ 0.25% · 3.875%
HK$154,532
−HK$4,095/mo
Today · 4.125%
HK$158,627
baseline
▲ 0.50% · 4.625%
HK$166,988
+HK$8,361/mo
Deposit HK$3.30M · loan HK$29.66M · min. income ≈ HK$317,254/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,400,752 · Scale 2, in force from 26 Feb 2026)