LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,157
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$77,494
−HK$2,376/mo
Today · 4.125%
HK$79,870
baseline
▲ 0.50% · 4.625%
HK$84,730
+HK$4,860/mo
Deposit HK$16.48M · loan HK$16.48M · min. income ≈ HK$159,740/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,400,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,611
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$85,853
−HK$2,275/mo
Today · 4.125%
HK$88,128
baseline
▲ 0.50% · 4.625%
HK$92,774
+HK$4,646/mo
Deposit HK$16.48M · loan HK$16.48M · min. income ≈ HK$176,256/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,400,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,188
−HK$5,656/mo
▼ 0.25% · 3.875%
HK$92,993
−HK$2,851/mo
Today · 4.125%
HK$95,844
baseline
▲ 0.50% · 4.625%
HK$101,675
+HK$5,831/mo
Deposit HK$13.18M · loan HK$19.78M · min. income ≈ HK$191,688/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,400,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,333
−HK$5,421/mo
▼ 0.25% · 3.875%
HK$103,024
−HK$2,730/mo
Today · 4.125%
HK$105,754
baseline
▲ 0.50% · 4.625%
HK$111,328
+HK$5,574/mo
Deposit HK$13.18M · loan HK$19.78M · min. income ≈ HK$211,508/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,400,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,219
−HK$6,599/mo
▼ 0.25% · 3.875%
HK$108,492
−HK$3,326/mo
Today · 4.125%
HK$111,818
baseline
▲ 0.50% · 4.625%
HK$118,621
+HK$6,803/mo
Deposit HK$9.89M · loan HK$23.07M · min. income ≈ HK$223,636/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$1,400,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,055
−HK$6,325/mo
▼ 0.25% · 3.875%
HK$120,195
−HK$3,185/mo
Today · 4.125%
HK$123,380
baseline
▲ 0.50% · 4.625%
HK$129,883
+HK$6,503/mo
Deposit HK$9.89M · loan HK$23.07M · min. income ≈ HK$246,760/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$1,400,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,282
−HK$8,483/mo
▼ 0.25% · 3.875%
HK$139,490
−HK$4,275/mo
Today · 4.125%
HK$143,765
baseline
▲ 0.50% · 4.625%
HK$152,513
+HK$8,748/mo
Deposit HK$3.30M · loan HK$29.66M · min. income ≈ HK$287,530/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,400,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,500
−HK$8,131/mo
▼ 0.25% · 3.875%
HK$154,536
−HK$4,095/mo
Today · 4.125%
HK$158,631
baseline
▲ 0.50% · 4.625%
HK$166,993
+HK$8,362/mo
Deposit HK$3.30M · loan HK$29.66M · min. income ≈ HK$317,262/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,400,789 · Scale 2, in force from 26 Feb 2026)