LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,158
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$77,496
−HK$2,375/mo
Today · 4.125%
HK$79,871
baseline
▲ 0.50% · 4.625%
HK$84,731
+HK$4,860/mo
Deposit HK$16.48M · loan HK$16.48M · min. income ≈ HK$159,742/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,400,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,612
−HK$4,517/mo
▼ 0.25% · 3.875%
HK$85,855
−HK$2,274/mo
Today · 4.125%
HK$88,129
baseline
▲ 0.50% · 4.625%
HK$92,775
+HK$4,646/mo
Deposit HK$16.48M · loan HK$16.48M · min. income ≈ HK$176,258/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,400,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,189
−HK$5,656/mo
▼ 0.25% · 3.875%
HK$92,995
−HK$2,850/mo
Today · 4.125%
HK$95,845
baseline
▲ 0.50% · 4.625%
HK$101,677
+HK$5,832/mo
Deposit HK$13.18M · loan HK$19.78M · min. income ≈ HK$191,690/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,400,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,335
−HK$5,420/mo
▼ 0.25% · 3.875%
HK$103,026
−HK$2,729/mo
Today · 4.125%
HK$105,755
baseline
▲ 0.50% · 4.625%
HK$111,330
+HK$5,575/mo
Deposit HK$13.18M · loan HK$19.78M · min. income ≈ HK$211,510/mo (50% DSR)
Upfront cash ≈ HK$14.58M (deposit + AVD stamp duty HK$1,400,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,221
−HK$6,598/mo
▼ 0.25% · 3.875%
HK$108,494
−HK$3,325/mo
Today · 4.125%
HK$111,819
baseline
▲ 0.50% · 4.625%
HK$118,623
+HK$6,804/mo
Deposit HK$9.89M · loan HK$23.07M · min. income ≈ HK$223,638/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$1,400,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,057
−HK$6,324/mo
▼ 0.25% · 3.875%
HK$120,196
−HK$3,185/mo
Today · 4.125%
HK$123,381
baseline
▲ 0.50% · 4.625%
HK$129,885
+HK$6,504/mo
Deposit HK$9.89M · loan HK$23.07M · min. income ≈ HK$246,762/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$1,400,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,284
−HK$8,483/mo
▼ 0.25% · 3.875%
HK$139,492
−HK$4,275/mo
Today · 4.125%
HK$143,767
baseline
▲ 0.50% · 4.625%
HK$152,515
+HK$8,748/mo
Deposit HK$3.30M · loan HK$29.66M · min. income ≈ HK$287,534/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,400,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,502
−HK$8,131/mo
▼ 0.25% · 3.875%
HK$154,538
−HK$4,095/mo
Today · 4.125%
HK$158,633
baseline
▲ 0.50% · 4.625%
HK$166,995
+HK$8,362/mo
Deposit HK$3.30M · loan HK$29.66M · min. income ≈ HK$317,266/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,400,808 · Scale 2, in force from 26 Feb 2026)