LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,163
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$77,501
−HK$2,376/mo
Today · 4.125%
HK$79,877
baseline
▲ 0.50% · 4.625%
HK$84,737
+HK$4,860/mo
Deposit HK$16.48M · loan HK$16.48M · min. income ≈ HK$159,754/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,400,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,618
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$85,861
−HK$2,275/mo
Today · 4.125%
HK$88,136
baseline
▲ 0.50% · 4.625%
HK$92,782
+HK$4,646/mo
Deposit HK$16.48M · loan HK$16.48M · min. income ≈ HK$176,272/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,400,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,196
−HK$5,656/mo
▼ 0.25% · 3.875%
HK$93,001
−HK$2,851/mo
Today · 4.125%
HK$95,852
baseline
▲ 0.50% · 4.625%
HK$101,684
+HK$5,832/mo
Deposit HK$13.19M · loan HK$19.78M · min. income ≈ HK$191,704/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,400,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,342
−HK$5,421/mo
▼ 0.25% · 3.875%
HK$103,033
−HK$2,730/mo
Today · 4.125%
HK$105,763
baseline
▲ 0.50% · 4.625%
HK$111,338
+HK$5,575/mo
Deposit HK$13.19M · loan HK$19.78M · min. income ≈ HK$211,526/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,400,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,228
−HK$6,599/mo
▼ 0.25% · 3.875%
HK$108,502
−HK$3,325/mo
Today · 4.125%
HK$111,827
baseline
▲ 0.50% · 4.625%
HK$118,632
+HK$6,805/mo
Deposit HK$9.89M · loan HK$23.07M · min. income ≈ HK$223,654/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$1,400,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,066
−HK$6,324/mo
▼ 0.25% · 3.875%
HK$120,205
−HK$3,185/mo
Today · 4.125%
HK$123,390
baseline
▲ 0.50% · 4.625%
HK$129,894
+HK$6,504/mo
Deposit HK$9.89M · loan HK$23.07M · min. income ≈ HK$246,780/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$1,400,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,294
−HK$8,484/mo
▼ 0.25% · 3.875%
HK$139,502
−HK$4,276/mo
Today · 4.125%
HK$143,778
baseline
▲ 0.50% · 4.625%
HK$152,526
+HK$8,748/mo
Deposit HK$3.30M · loan HK$29.67M · min. income ≈ HK$287,556/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,400,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,513
−HK$8,132/mo
▼ 0.25% · 3.875%
HK$154,549
−HK$4,096/mo
Today · 4.125%
HK$158,645
baseline
▲ 0.50% · 4.625%
HK$167,007
+HK$8,362/mo
Deposit HK$3.30M · loan HK$29.67M · min. income ≈ HK$317,290/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,400,910 · Scale 2, in force from 26 Feb 2026)