LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,173
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$77,511
−HK$2,376/mo
Today · 4.125%
HK$79,887
baseline
▲ 0.50% · 4.625%
HK$84,748
+HK$4,861/mo
Deposit HK$16.48M · loan HK$16.48M · min. income ≈ HK$159,774/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,401,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,629
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$85,872
−HK$2,275/mo
Today · 4.125%
HK$88,147
baseline
▲ 0.50% · 4.625%
HK$92,793
+HK$4,646/mo
Deposit HK$16.48M · loan HK$16.48M · min. income ≈ HK$176,294/mo (50% DSR)
Upfront cash ≈ HK$17.88M (deposit + AVD stamp duty HK$1,401,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,207
−HK$5,657/mo
▼ 0.25% · 3.875%
HK$93,013
−HK$2,851/mo
Today · 4.125%
HK$95,864
baseline
▲ 0.50% · 4.625%
HK$101,697
+HK$5,833/mo
Deposit HK$13.19M · loan HK$19.78M · min. income ≈ HK$191,728/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,401,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,355
−HK$5,422/mo
▼ 0.25% · 3.875%
HK$103,046
−HK$2,731/mo
Today · 4.125%
HK$105,777
baseline
▲ 0.50% · 4.625%
HK$111,352
+HK$5,575/mo
Deposit HK$13.19M · loan HK$19.78M · min. income ≈ HK$211,554/mo (50% DSR)
Upfront cash ≈ HK$14.59M (deposit + AVD stamp duty HK$1,401,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,242
−HK$6,599/mo
▼ 0.25% · 3.875%
HK$108,515
−HK$3,326/mo
Today · 4.125%
HK$111,841
baseline
▲ 0.50% · 4.625%
HK$118,647
+HK$6,806/mo
Deposit HK$9.89M · loan HK$23.08M · min. income ≈ HK$223,682/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$1,401,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,080
−HK$6,326/mo
▼ 0.25% · 3.875%
HK$120,220
−HK$3,186/mo
Today · 4.125%
HK$123,406
baseline
▲ 0.50% · 4.625%
HK$129,911
+HK$6,505/mo
Deposit HK$9.89M · loan HK$23.08M · min. income ≈ HK$246,812/mo (50% DSR)
Upfront cash ≈ HK$11.29M (deposit + AVD stamp duty HK$1,401,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,311
−HK$8,485/mo
▼ 0.25% · 3.875%
HK$139,520
−HK$4,276/mo
Today · 4.125%
HK$143,796
baseline
▲ 0.50% · 4.625%
HK$152,546
+HK$8,750/mo
Deposit HK$3.30M · loan HK$29.67M · min. income ≈ HK$287,592/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,401,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,532
−HK$8,133/mo
▼ 0.25% · 3.875%
HK$154,569
−HK$4,096/mo
Today · 4.125%
HK$158,665
baseline
▲ 0.50% · 4.625%
HK$167,028
+HK$8,363/mo
Deposit HK$3.30M · loan HK$29.67M · min. income ≈ HK$317,330/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$1,401,088 · Scale 2, in force from 26 Feb 2026)